Bank · FDIC insured
First State Bank Nebraska
A $1.1B bank headquartered in Lincoln, NE, with 18 branches in Nebraska. Best rates: CDs 4.05% and savings 2.00% APY.
First State Bank Nebraska Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#44 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank Nebraska
First State Bank Nebraska operates more than a dozen locations in eastern Nebraska and serves 17 or more communities across Southeast Nebraska.
- Headquarters
- 2701 Grainger Pkwy, Lincoln, NE 68516
- FDIC certificate
- 13868 ↗
Branches
18 branches in Nebraska
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Nebraska
18 branches
Omaha area · 7
- Cedar Bluffs Branch127 W Main St, Cedar Bluffs, NE 68015Directions
- Community State Bank Branch102 Spruce St, Colon, NE 68018Directions
- Nehawka Branch412 Elm St, Nehawka, NE 68413Directions
- Omaha Branch6457 Frances St, Omaha, NE 68106Directions
- Plattsmouth Branch446 Main St, Plattsmouth, NE 68048Directions
- Plattsmouth Highway Branch2249 1st Ave, Plattsmouth, NE 68048Directions
- Yutan Branch515 2nd St, Yutan, NE 68073Directions
Lincoln area · 4
- First State Bank NebraskaMain office2701 Grainger Pkwy, Lincoln, NE 68516Directions
- Hickman Branch655 Chestnut St, Hickman, NE 68372Directions
- Old Cheney Branch4915 Old Cheney Rd, Lincoln, NE 68516Directions
- Waverly Branch13900 Guildford St, Waverly, NE 68462Directions
Beatrice area · 3
- Beatrice Branch560 Sargent St, Beatrice, NE 68310Directions
- Cortland Branch223 W 4th St, Cortland, NE 68331Directions
- Filley Branch111 Livingston St, Filley, NE 68357Directions
De Witt area · 1
- De Witt Branch307 E Fillmore Ave, De Witt, NE 68341Directions
Dorchester area · 1
- Dorchester Branch611 Washington Ave, Dorchester, NE 68343Directions
Western area · 1
- Western Branch104 N West Ave, Western, NE 68464Directions
Wilber area · 1
- Wilber Branch203 W 3rd St, Wilber, NE 68465Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.24% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.51% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalLeverage ratio9.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.51%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank Nebraska are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.