Bank · FDIC insured
Wintrust Bank, N.A. Savings Rates
Wintrust Bank, N.A.’s best savings rate is 2.00% APY on $10,000, with its Statement Savings Advanced Special. Rates checked October 16, 2026.
How Wintrust Bank, N.A.’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Wintrust Bank, N.A. has the most branches. $10,000, best rate first.
This bank’s best
Wintrust Bank, N.A.
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Statement Savings Advanced Special
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Wintrust Bank, N.A. savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wintrust Bank, N.A. ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings Advanced Special
2.00%APY
Open new Statement Savings Advanced account; mention offer during in-branch opening or visit URL; deposit new money (money not currently held at WTFC/Wintrust Financial Corporation) at account opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0With qualifying activities. Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.Over $0 | 2.00% | $200 | With qualifying activities. Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only. |
Sources (2)
- wintrustbank.com/personal/bank…ng-account-upgrades.html
- wintrustbank.com/personal/bank…-market-cd-wintrust.html
All captured Sep 27, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.