Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 796–810 results
- Affinity PlusA+ Market AccountA+ Market Account · $10,000 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Membership required. $10,000 minimum balance to earn dividends. Subject to a $20 minimum balance fee if the balance falls below $10,000.
Offer: Compounded monthly. $20 fee applies if balance falls below $10,000.
2.47% interest rate · Compounded monthly · $20 monthly fee · Effective Sep 3, 2025
Rate checked
More details - Share Advantage Credit UnionMoney MarketMoney Market · $2,000 min · 0.15%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Rates are variable and based on Average Daily Balance. Membership eligibility required. If balance falls below the $2,000 minimum, earnings are reduced to the Regular Share/Savings rate. Dividends are credited monthly.
Offer: Average Daily Balance tier $2,000.00 - $9,999.99. If the balance falls below the $2,000 minimum, the interest/dividend is reduced to that of a Regular Share/Savings.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 0.15% $10,000 – $20,000Your amount 2.50% $20,000 and up 2.50% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Offer: Minimum balance to open is $50.00.
2.50% interest rate · Effective Sep 28, 2026
Rate checked
More details - Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - OneLocal BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 2.50%–3.50% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: No checking account required. No Monthly Service Charge with daily balances over $5,000. Compounding: Daily. The rate may change at any time. Fees could reduce earnings.
Offer: Compounding: Daily. Minimum to earn APY: $.01 - $49,999. No Monthly Service Charge with daily balances over $5,000. Rate may change at any time.
2.47% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999Minimum to earn APY: $50,000 - $99,999. 2.50% $100,000 – $249,999Minimum to earn APY: $100,000 - $249,999. 2.75% $250,000 – $499,999Minimum to earn APY: $250,000 - $499,999. 3.00% $500,000 – $999,999Minimum to earn APY: $500,000 - $999,999. 3.25% $1,000,000 and upMinimum to earn APY: $1,000,000+. 3.50% Rate checked
More details - OneLocal BankiYield Money Market AccountiYield Money Market Account · $25 min · 2.50%–3.50% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Compounding: Daily. The rate may change at any time. Fees could reduce earnings.
Offer: Compounding: Daily. Minimum to earn APY: $.01 - $49,999. Rate may change at any time.
2.47% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for iYield Money Market Account Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999Minimum to earn APY: $50,000 - $99,999. 2.50% $100,000 – $249,999Minimum to earn APY: $100,000 - $249,999. 2.75% $250,000 – $499,999Minimum to earn APY: $250,000 - $499,999. 3.00% $500,000 – $999,999Minimum to earn APY: $500,000 - $999,999. 3.25% $1,000,000 and upMinimum to earn APY: $1,000,000+. 3.50% Rate checked
More details - SCU Credit UnionSCU Direct Savings AccountSavings · $10 min · 0.05%–4.00% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: High-yield tiered savings account requiring an SCU Checking account with preauthorized weekly or monthly automatic transfers. $10.00 minimum preauthorized transfer to open; $10,000 maximum opening deposit. Unlimited withdrawals only when made in person.
Offer: Tier 1 rate. Requires SCU Checking account and preauthorized weekly or monthly transfer. $10,000 maximum opening deposit.
Qualified rate · 3.92% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for SCU Direct Savings Account Balance APY Up to $10,000 4.00% $10,000 – $50,000Your amountTier 2 rate. Published APY is a blended range of 3.75% - 2.75%. 2.50%* $50,000 – $250,000Tier 3 rate. Published APY is a blended range of 2.75% - 1.35%. 1.01%* $250,000 and upTier 4 rate. Published APY is a blended range of 1.35% - 0.05%. 0.05%* Rate checked
More details - LaPorte Community Federal Credit UnionDeep Sea SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Requires linked High Tide Checking or Splash Back Checking account. No monthly maintenance fee, no minimum opening deposit, and no minimum balance required to earn rewards.
Offer: Qualifying rate when linked High Tide Checking or Splash Back Checking qualifications are met during Monthly Qualification Cycle (at least 15 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit transaction, enrolled in and agree to receive eStatements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jun 8, 2026
Rate checked
More details - Brown Forman Employees Credit UnionMoney MarketMoney Market · $2,500 min · 2.25%–3.25% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 2.25% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.75% $50,000 – $100,000 3.00% $100,000 and up 3.25% Rate checked
More details - Union County Savings BankStatement SavingsSavings · $50 min · 1.30%–3.25% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,0001.29% interest rate · Effective Jul 2, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,499 1.30% $2,500 – $149,999Your amount 2.50% $150,000 and up 3.25% Rate checked
More details - Westerra Credit UnionMoney Market SelectMoney Market Select · $0 min · 2.00%–3.25% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. IRA, Roth IRA, and Business accounts are not eligible for this product. No monthly maintenance fees or minimum opening balance required.
Offer: Requires meeting account requirements: 10 combined debit/credit card purchase transactions that post and clear in the statement month on the same membership account. Waived in first statement cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 2.00% $1,000 – $10,000 2.00% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Billings Federal Credit UnionActive Saver SuiteSavings · $5 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Maximum opening deposit is $1,000. Requires $20 minimum monthly automatic deposit (maximum monthly deposit is $800). For the first two years, a $25 access fee is assessed for all withdrawals. Requires $25.00 Share Savings deposit.
Offer: Promotional rate applies on balances up to $20,000; balances greater than $20,000 earn regular share savings rate.
Balance cap $20,000 · Effective Oct 1, 2026
Rate checked
More details - OTIS Federal Credit UnionMoney Management AccountMoney Management Account · $2,000 min · 0.05%–2.75% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Minimum opening balance of $2,000.00. Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge; excess withdrawals are charged $1.00 thereafter.
Offer: Withdrawals must be $500.00 or more and limited to 3 withdrawals per month at no charge; excess withdrawals charged $1.00 thereafter.
0.05% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amount 2.50% Over $20,000 2.75% Rate checked
More details - Avenir FinancialElevate Money MarketElevate Money Market · $2,500 min · 0.05%–3.00% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid a $5 fee and earn dividends. Limited to one account per owner's Tax ID number. Existing members are eligible to transfer internal funds only if they bring new funds with similar or higher amount as the transfer amount. Limited to 6 transactions per month.
Offer: Fee of $5 applies if minimum daily balance is not maintained. If balance falls below daily minimum balance, account will not earn dividends. Compounded and credited monthly. Limited to one per owner's Tax ID number; internal fund transfers require matching or higher new funds.
$5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $2,500 – $9,999 3.00% $10,000 – $14,999Your amount 2.50% $15,000 – $19,999 1.50% $20,000 and up 0.05% Rate checked
More details - West Gate BankSaverSavings · $10 min · 0.25%–2.50% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Requires a High Yield Checking or Cash Back Checking account. Limited to 1 Saver account per Primary Account Holder (SSN). Qualifications: monthly Direct Deposit/ACH credit, minimum of 12 debit card purchases, and enrollment in eStatements in the linked checking account.
Offer: Qualified balance tier $0-$99,999.99 when account qualifications are met during Monthly Qualification Cycle.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Saver Balance APY Up to $100,000Your amount 2.50% $100,000 and up 0.25%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank