Credit union · NCUA insured
Westerra Credit Union
A $2B credit union, the 262nd largest of 4,329, headquartered in Denver, CO, with 96,647 members and 9 branches in Colorado. Best rates: CDs 1.85% and savings 0.70% APY.
Westerra Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#37 of 64 in Denver, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Westerra Credit Union
Westerra Credit Union is member-owned and has been operating since 1934.
- Headquarters
- 3700 E Alameda Ave, Denver, CO 80209
- NCUA charter
- 65788
Branches
9 branches in Colorado
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Colorado
9 branches
- Cherry Creek BranchMain office3700 E Alameda Ave, Denver, CO 80209Directions
- Arvada Branch7270A W 88th Ave, Arvada, CO 80003Directions
- Quincy Place4231 S Buckley Rd, Aurora, CO 80013Directions
- Castle Rock4625 Trail Boss Dr, Castle Rock, CO 80104Directions
- Central Park Branch7305 E 35th Ave, Suite 170, Denver, CO 80238Directions
- Littleton Branch8555 W Belleview Ave Ste F17, Denver, CO 80123Directions
- Belmar Branch7740 W Alameda Ave, Unit E, Lakewood, CO 80226Directions
- Green Mountain Plaza375 Union Blvd, Lakewood, CO 80228Directions
- Parker Branch10169 S Parker Rd, Parker, CO 80134Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.30% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.50% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.47% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio10.30%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.50%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.47%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Westerra Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.