Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 706–720 results
- Park View Federal Credit UnionMoney Market AccountMoney Market Account · 2.60%–2.75% by balance
Credit union · Add a location to see nearby branches
2.60%APY$260 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 2.57% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 2.60% $25,000 and up 2.62% $75,000 and up 2.65% $100,000 and up 2.70% $200,000 and up 2.75% Rate checked
More details - Connecticut Community BankHigh Yield Statement SavingsSavings · $1,000 min · 0.05%–2.60% by balance
Bank · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: No monthly Maintenance Service Charges if a $1,000 average collected daily balance is maintained. Monthly Maintenance Service Charge Fee if minimum is not met is $3.00 per statement cycle. Minimum daily balance of $1,000.00 is required to earn interest. Interest compounded monthly and credited to account. Higher interest rates for higher balances maintained.
Offer: Tiered rate account. Variable rate. Minimum daily balance of $1,000.00 to earn disclosed APY on the entire balance. Monthly fee waived with $1,000 average collected daily balance.
0.04% interest rate · Compounded monthly · $3 monthly fee
Rate by balance
Rate by balance for High Yield Statement Savings Balance APY $1,000 – $10,000 0.05% $10,000 and upYour amount 2.60% Rate checked
More details - Hanmi BankSimple Money MarketSimple Money Market · $100 min · 0.05%–2.80% by balance
Bank · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - Trumark Credit UnionMaximizer SpecialMaximizer Special · $10,000 min
Credit union · Add a location to see nearby branches
2.60%APY$260 a year on $10,0002.57% interest rate · Effective Apr 11, 2026
Rate checked
More details - First Bank of Central OhioMoney MarketMoney Market · $50 min · 2.60%–3.15% by balance
Bank · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: Compounded monthly. $10 monthly minimum balance fee waived by maintaining an average daily balance greater than $1,000.
Offer: Compounded monthly. Fee waived with average daily balance greater than $1,000.
2.57% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 2.60% $2,500 – $10,000 2.60% $10,000 – $50,000Your amount 2.60% $50,000 – $100,000 3.15% $100,000 and up 3.15% Rate checked
More details - First Bank of Central OhioPremium Money MarketPremium Money Market · $50 min · 2.60%–3.40% by balance
Bank · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: Compounded monthly. $10 monthly minimum balance fee waived by maintaining an average daily balance greater than $10,000.
Offer: Compounded monthly. Fee waived with average daily balance greater than $10,000.
2.57% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $50,000Your amount 2.60% $50,000 – $100,000 3.15% $100,000 – $250,000 3.15% $250,000 and up 3.40% Rate checked
More details - KH Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 2.55%–2.75% by balance
Credit union · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Offer: Minimum Balance $5,000.00
2.52% interest rate · Effective Jul 16, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 and up 2.55% $10,000 and upYour amount 2.60% $25,000 and up 2.65% $50,000 and up 2.70% $100,000 and up 2.75% Rate checked
More details - Los Angeles Police Federal Credit UnionPreferred Money Market AccountPreferred Money Market Account · $10,000 min · 2.60%–2.90% by balance
Credit union · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: Requires $10,000 minimum opening deposit of new money not currently held at LAPFCU. Must maintain a $10,000 minimum daily balance to receive Preferred Money Market rates; balances falling below $10,000 earn regular Money Market rates.
Effective Mar 6, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY $10,000 – $24,999Your amount 2.60% $25,000 – $49,999 2.70% $50,000 – $99,999 2.80% $100,000 and up 2.90% Rate checked
More details - PALCO Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 2.53%–2.58% by balance
Credit union · Add a location to see nearby branches
2.58%APY$258 a year on $10,000intro rateRequirements
Product: Rates are determined by the board of directors prior to quarter end. Anticipated rates are reviewed and paid if resources are sufficient and are not guaranteed. Accounts closed during quarter receive last declared rate.
Offer: September 2026 Declared / October 2026 Anticipated rate.
Promotional rate · 2.50% interest rate · Effective Feb 7, 2023
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $10,000 2.53% $10,000 and upYour amount 2.58% Rate checked
More details - Gala BankPersonal Money MarketPersonal Money Market · $2,500 min
Bank · Add a location to see nearby branches
2.58%APY$258 a year on $10,000Requirements
Offer: Monthly maintenance fee of $20 waived by maintaining a daily balance of $2,500 or an average balance of $5,000. $2,500 minimum balance required to obtain Annual Percentage Yield.
$20 monthly fee · Effective Oct 22, 2026
Rate checked
More details - Mobility Credit UnionHigh Yield SavingsSavings · $100 min · 0.00%–4.00% by balance
Credit union · Add a location to see nearby branches
2.58%APY$258 a year on $10,000Requirements
Product: $100 minimum opening deposit. $2,500 minimum daily balance to avoid the $10 monthly maintenance fee and earn dividends. Up to six withdrawals per month. Only Texas residents qualify to join the Texas Consumer Council.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and up 4.00% Rate checked
More details - Foresight BankMoney MarketMoney Market · $20 min · 2.58%–2.99% by balance
Bank · Add a location to see nearby branches
2.58%APY$258 a year on $10,000Requirements
Product: Minimum balance to open is $20.00. A $5.00 monthly minimum balance fee applies if the average ledger balance falls below $5,000.00 for the monthly statement cycle; the fee is waived if the average collected balance in Foresight Bank checking, savings, and money market accounts plus the current principal balance in certificate of deposit accounts is at least $50,000.00, or the current principal loan balance is at least $100,000.00. Interest is calculated using the average daily collected balance method and is compounded and credited monthly.
Offer: Tier 1: Daily balance less than or equal to $39,999.99 (minimum balance for APY is $1). $5.00 monthly fee if average ledger balance is below $5,000.00, with waiver options available.
2.55% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $40,000Your amount 2.58% $40,000 – $100,000 2.68% $100,000 – $250,000 2.78% $250,000 – $500,000 2.89% $500,000 and up 2.99% Rate checked
More details - FirstBankFirstRate Money MarketFirstRate Money Market · $5,000 min
Bank · Add a location to see nearby branches
2.58%APY$258 a year on $10,000with conditionsRequirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Mobility Credit UnionHigh Yield Savings Account (Money Market)High Yield Savings Account (Money Market) · $100 min · 0.00%–4.00% by balance
Credit union · Add a location to see nearby branches
2.58%APY$258 a year on $10,000Requirements
Product: Only Texas residents qualify to join the Texas Consumer Council. Up to six withdrawals allowed per month.
Offer: $10 monthly maintenance fee applies if daily balance is below $2,500. Dividends obtained with minimum daily balance of $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account (Money Market) Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and upAlso states $3,000,000 + .50% APY*. 4.00% Rate checked
More details - United Employees Credit UnionTiered Money Market AccountsTiered Money Market Accounts · $2,500 min · 2.58%–2.99% by balance
Credit union · Add a location to see nearby branches
2.58%APY$258 a year on $10,000Requirements
Product: Dividends paid on average daily balance.
2.55% interest rate
Rate by balance
Rate by balance for Tiered Money Market Accounts Balance APY $2,500 and upYour amount 2.58% $20,000 and up 2.99% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank