Credit union · NCUA insured
Los Angeles Police Federal Credit Union Savings Rates
Top CarrotLos Angeles Police Federal Credit Union’s best savings rate is 2.60% APY on $10,000, with its Preferred Money Market Account. Rates checked October 16, 2026.
How Los Angeles Police Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Los Angeles Police Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Los Angeles Police Federal Credit Union
2.60%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $260
Preferred Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Los Angeles Police Federal Credit Union savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.60%
- $100,000 balance$100,0002.90%
- QualifiedQualified2.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Los Angeles Police Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Preferred Money Market Account
2.60%APY
Requires $10,000 minimum opening deposit of new money not currently held at LAPFCU. Must maintain a $10,000 minimum daily balance to receive Preferred Money Market rates; balances falling below $10,000 earn regular Money Market rates.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $24,999 | 2.60% | $260 |
| $25,000 – $49,999 | 2.70% | — |
| $50,000 – $99,999 | 2.80% | — |
| $100,000 and up | 2.90% | — |
Sources (3)
- lapfcu.org/checking-savings/sa…gs/money-market-accounts
- lapfcu.org/preferred-money-market
- lapfcu.org/about-us/rates/share-products-rates
All captured Sep 16, 2026
Regular Money Market Account
0.60%APY
Requires a minimum opening deposit of $2,500. No minimum balance required to maintain the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $9,999 | 0.50% | — |
| $10,000 – $24,999 | 0.60% | $60 |
| $25,000 – $49,999 | 0.65% | — |
| $50,000 – $99,999 | 0.70% | — |
| $100,000 and up | 0.90% | — |
Sources (2)
- lapfcu.org/checking-savings/sa…gs/money-market-accounts
- lapfcu.org/about-us/rates/share-products-rates
All captured Sep 16, 2026
Regular Shares
0.05%APY
Open to sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California. To avoid a $5.00 monthly maintenance fee, maintain an average daily balance of at least $250.00 during each calendar month, maintain two or more accounts under the same member number with LAPFCU, or be under 24 years old.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum opening deposit requirement and balance is $5.00. Monthly maintenance fee of $5.00 is waived if average daily balance is at least $250.00, or member maintains two or more accounts, or member is under age 24.$5 and up | 0.05% | $5 | Minimum opening deposit requirement and balance is $5.00. Monthly maintenance fee of $5.00 is waived if average daily balance is at least $250.00, or member maintains two or more accounts, or member is under age 24. |
Special-purpose accounts
IRA Money Market Account
0.60%APY
Requires a minimum opening deposit of $2,500. Available as part of an Individual Retirement Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $9,999 | 0.50% | — |
| $10,000 – $24,999 | 0.60% | $60 |
| $25,000 – $49,999 | 0.65% | — |
| $50,000 – $99,999 | 0.70% | — |
| $100,000 and up | 0.90% | — |
Sources (2)
- lapfcu.org/checking-savings/sa…gs/money-market-accounts
- lapfcu.org/about-us/rates/share-products-rates
All captured Sep 16, 2026
Merry Money
0.05%APY
Open to sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California. Funds are available in your LAPFCU checking or savings account on November 15.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn APY, but must deposit a minimum of $5.00 to open.Any balance | 0.05% | $5 | No minimum balance required to earn APY, but must deposit a minimum of $5.00 to open. |
Vacation Vault
0.05%APY
Open to sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn APY, but must deposit a minimum of $5.00 to open.Any balance | 0.05% | $5 | No minimum balance required to earn APY, but must deposit a minimum of $5.00 to open. |
Who can join Los Angeles Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- LAPFCU employees and their family or household members, retirees, pensioners, annuitants, spouses of people who died while within the field of membership, corporate/legal entities in the charter, volunteers, and related organizations are eligible to join.
- Board members, unpaid officials, and volunteers of nonprofit organizations that support law enforcement agencies in the listed counties (Imperial, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, Ventura County) are eligible to join.
Military, government and schools
- Cadets and Explorers are eligible to join LAPFCU (applicants under 18 must present a birth certificate, Social Security card, or school ID, and require an adult co-signer if requesting a checking account or ATM/debit card).
- Federal, state, county, and municipal law enforcement agency employees who work in Imperial, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, or Ventura County are eligible for membership.
Family and household
- Household members of eligible members, defined as domestic partners (as defined in LAPFCU's Affidavit of Domestic Partnership) and legal guardianship relationships (defined by court order), are eligible to join.
- Immediate family members of a current LAPFCU member (defined as spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adopted child, and legal guardianship) are eligible to join.
Membership information collected October 5, 2026.