Bank · FDIC insured
Foresight Bank
Top CarrotA $433.8M bank headquartered in Plainview, MN, with 3 branches in Minnesota. Best rates: CDs 4.22% and savings 2.58% APY.
Foresight Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#3 of 24 in Rochester, MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Foresight Bank
Originally chartered in 1902 as The First National Bank of Plainview, Foresight Bank converted to a Minnesota charter in 2013 and remains a locally owned independent community bank.
Operating locations in Plainview, Rochester, and Eyota, Minnesota, the bank focuses on environmental sustainability and energy-focused financing.
- Headquarters
- 138 W Broadway, Plainview, MN 55964
- FDIC certificate
- 5229 ↗
Branches
3 branches in Minnesota
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Minnesota
3 branches
- Foresight BankMain office138 W Broadway, Plainview, MN 55964Directions
- Eyota Branch501 Glen Street Sw, Eyota, MN 55934Directions
- Highway 52 Branch1921 Highway 52 North, Rochester, MN 55901Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.20% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.18% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio10.20%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.18%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Foresight Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.