Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results
- Quontic Digital BankHigh Yield SavingsSavings · $100 min
Bank · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Must be a U.S. Citizen and 18 years or older to open an account. No monthly service fees.
Offer: Interest is compounded daily and credited monthly. If the account is closed before interest is credited, accrued interest may be forfeited for that statement cycle.
3.15% interest rate · Compounded daily · Balance cap $999,999.99 · No monthly fee · Effective May 14, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per person.
Offer: Applies to all balances when linked Kasasa Cash or Kasasa Cash Back checking qualifications are met (at least 12 debit card purchases of at least $5 each, at least 1 direct deposit or ACH transaction, and enrollment in e-statements per Monthly Qualification Cycle).
Qualified rate · 3.15% interest rate · No monthly fee · Effective Jan 30, 2026
Rate checked
More details - Freedom Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.25%–3.19% by balance
Credit union · Add a location to see nearby branches
3.19%APY$319 a year on $10,000Requirements
Product: Requires membership with Freedom Credit Union (open regular savings with $5 minimum balance; eligible if living, working, worshiping, volunteering, or attending school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties). Tier 2 rate is variable and subject to daily adjustments.
Offer: Tier 1 rate. Dividends are paid monthly on average daily balance based on current tier level rate.
0.25% interest rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amountTier 2 rate. Variable rate subject to daily adjustments. Dividends paid monthly on average daily balance based on current tier level rate. 3.19% Rate checked
More details - Byline BankOnline Money MarketOnline Money Market · $5,000 min
Bank · Add a location to see nearby branches
3.18%APY$318 a year on $10,000Requirements
Product: Must be opened online with New Money (defined as funds not currently on deposit with Byline Bank). A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee (waived on the first statement cycle). Available to Illinois and Wisconsin residents for new online customers.
Offer: Must be opened online with new funds only. $25 monthly service fee if daily balance falls below $5,000 (waived on first statement cycle). Compounded and paid monthly.
3.13% interest rate · $25 monthly fee · Effective Oct 20, 2026
Rate checked
More details - Nashville Firemen’s Credit UnionMoney MarketMoney Market · $25 min · 2.18%–3.68% by balance
Credit union · Add a location to see nearby branches
3.18%APY$318 a year on $10,0002.18% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 2.18% $5,000 – $9,999 2.68% $10,000 – $19,999Your amount 3.18% $20,000 and up 3.68% Rate checked
More details - Iowa Falls State BankHigh Yield SavingsSavings · $1 min · 0.50%–3.17% by balance
Bank · Add a location to see nearby branches
3.17%APY$317 a year on $10,000Requirements
Product: No minimum opening balance. Minimum balance to earn interest is $1. A $5 print statement fee per month is waived for customers enrolled in e-statements. Permitted 6 debit transactions per month ($5 fee per excess transaction).
Offer: Tiered based on average daily balance. Variable interest rate. Compounded and credited monthly. $5 monthly print statement fee waived if enrolled in e-statements.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amountStated blended APY range is 0.50 – 3.03%. 3.17%* $100,000 and upStated blended APY range is 3.03 – 1.17%. 1.16%* Rate checked
More details - Fort Community Credit UnionNext Step SavingsSavings
Credit union · Add a location to see nearby branches
3.16%APY$316 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Dividends paid monthly.
3.11% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Fort Community Credit UnionNext Step SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
3.16%APY$316 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to entire balance. Dividends compounded monthly.
3.11% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - The Bank of TescottTraditions High Yield SavingsSavings · $100 min · 0.50%–3.16% by balance
Bank · Add a location to see nearby branches
3.16%APY$316 a year on $10,000with conditionsRequirements
Product: Minimum balance to open: $100.00. Interest compounded and credited monthly. Requires enrollment in online banking and e-Statements to qualify for highest APY. A $5 fee applies for each debit transaction in excess of five per monthly statement cycle.
Offer: Interest compounded and credited monthly. e-Statements and online banking required.
Qualified rate · 0.50% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Traditions High Yield Savings Balance APY Up to $5,000 0.50% $5,000 and upYour amount 3.16% Rate checked
More details - Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · 0.75%–3.25% by balance
Credit union · Add a location to see nearby branches
3.15%APY$315 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Canandaigua National BankCNSaver Select Online SavingsSavings · $0 min
Bank · Add a location to see nearby branches
3.15%APY$315 a year on $10,000Requirements
Product: Must be opened online.
Offer: Maintenance fee waived with e-statement delivery. Preferred Rate.
$4 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 3.15%APY$315 a year on $10,000with conditions
Requirements
Offer: Max Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000. Must have $40,000 in monthly merchant volume is required to receive rate. Rate based on prior-month balance and merchant service volume.
Qualified rate · 3.11% interest rate · Effective Oct 6, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · Add a location to see nearby branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - ACCESSbankTotal ACCESSSavings · $0 min · 0.25%–3.15% by balance
Bank · Add a location to see nearby branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Tiered based on if Total ACCESS requirements are met.
Offer: if requirements are met (Tier 1).
Qualified rate · 3.11% interest rate
Rate by balance
Rate by balance for Total ACCESS Balance APY Up to $25,000Your amount 3.15% $25,000 and upif requirements are met (Tier 2). 0.25% Rate checked
More details - Andrews Federal Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.05%–3.15% by balance
Credit union · Add a location to see nearby branches
3.15%APY$315 a year on $10,000Requirements
Product: Must be a member of the credit union. Membership eligibility required. No recurring monthly maintenance charges or fees to open or close. Dividends compounded and credited monthly. Only one High-Yield Savings Account allowed per membership. Maximum balance $250,000. Excess transaction fee applies for more than 6 transfers/withdrawals per calendar month.
Offer: If the average daily balance of the account exceeds $250,000, the remaining balance will be paid at the rate stated for the second tier.
3.11% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $250,000Your amount 3.15% Over $250,000 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,199 accounts at 4,869 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank