Credit union · NCUA insured
Nashville Firemen’s Credit Union Savings Rates
Top CarrotNashville Firemen’s Credit Union’s best savings rate is 3.18% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Nashville Firemen’s Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Nashville Firemen’s Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nashville Firemen’s Credit Union
3.18%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $318
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Nashville Firemen’s Credit Union savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0002.18%
- $10,000 balance$10,0003.18%
- $100,000 balance$100,0003.68%
- QualifiedQualified3.18%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nashville Firemen’s Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
3.18%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 2.18% | — |
| $5,000 – $9,999 | 2.68% | — |
| $10,000 – $19,999 | 3.18% | $318 |
| $20,000 and up | 3.68% | — |
Sources (1)
- nashvillefirecu.org/investment-rates · captured Oct 5, 2026
Share Savings Account
0.10%APY
Membership is limited to the Nashville Fire Department and family members. Minimum deposit of $25 to open account. Maintaining a minimum balance of at least $25 keeps membership active. Must apply in person at the credit union. Dividends are paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $26 | 0.00% | — |
| Up to $5,000 | 0.10% | — |
| $5,000 – $20,000 | 0.10% | $10 |
| $20,000 and up | 0.20% | — |
Secondary Savings Account
0.10%APY
Open up to two additional savings accounts. Up to six no-fee withdrawals per quarter; $5 per withdrawal after six. Minimum deposit of $25 to open account. Must apply in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
IRA Daily Account
0.75%APY
Rates are subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Sources (1)
- nashvillefirecu.org/investment-rates · captured Oct 5, 2026
Christmas Club Account
0.20%APY
The Christmas Club year runs November 1 through October 31, when funds are disbursed into member Checking or Savings Accounts. There is a fee of $10 for withdrawals made prior to the November funds disbursement. Minimum deposit of $25 to open account. Must apply in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
All captured Oct 5, 2026
Kids Club Savings
0.10%APY
For children 12 years old and younger that can understand the concept of saving (typically kindergarten age). Passbook provided; prize given for each $25 deposited up to $100. Minimum deposit of $25 to open account. Must apply in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $26 | 0.00% | — |
| Up to $5,000 | 0.10% | — |
| $5,000 – $20,000 | 0.10% | $10 |
| $20,000 and up | 0.20% | — |
Sources (3)
All captured Oct 5, 2026
Student Savings Account
0.10%APY
For individuals 13 to 25 years of age. Eligible to sign up for checking at age 16. Minimum deposit of $25 to open account. Must apply in person.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $26 | 0.00% | — |
| Up to $5,000 | 0.10% | — |
| $5,000 – $20,000 | 0.10% | $10 |
| $20,000 and up | 0.20% | — |
Sources (3)
All captured Oct 5, 2026
Who can join Nashville Firemen’s Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Nashville Fire Department are eligible for membership.
- Retirees of the Nashville Fire Department are eligible for membership.
Family and household
- Immediate family members of eligible members (including spouses, children, parents, grandparents, grandchildren, stepchildren, siblings, mother-in-law, father-in-law, aunts, uncles, nieces, and nephews) are eligible for membership.
Cost to join
- Membership requires opening a Share Savings Account and maintaining a minimum balance of $25.
Membership information collected October 5, 2026.