Bank · FDIC insured
Canandaigua National Bank
Top CarrotA $5.4B bank, the 268th largest of 4,207, headquartered in Canandaigua, NY, with 28 branches in New York. Best rates: CDs 4.25% and savings 3.15% APY.
Canandaigua National Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#3 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Canandaigua National Bank
- Headquarters
- 72 S Main St, Canandaigua, NY 14424
- FDIC certificate
- 6985 ↗
Branches
28 branches in New York
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New York
28 branches
Rochester area · 26
- The Canandaigua National Bank and Trust CompanyMain office72 S Main St, Canandaigua, NY 14424Directions
- Holcomb Branch4 Main St, Bloomfield, NY 14469Directions
- Brockport Branch6660 4th Section Rd, Brockport, NY 14420Directions
- Lakeshore Branch709 S Main St, Canandaigua, NY 14424Directions
- Perinton Bank Branch6720 Pittsford Palmyra Rd, Fairport, NY 14450Directions
- Farmington Branch6183 Route 96, Farmington, NY 14425Directions
- Geneva Bank Office Branch287 Hamilton St, Geneva, NY 14456Directions
- Honeoye Branch8633 Main St, Honeoye, NY 14471Directions
- Honeoye Falls Branch99 W Main St, Honeoye Falls, NY 14472Directions
- Shortsville-Manchester Branch119 South Main Street, Manchester, NY 14504Directions
- Mendon Branch51 Assembly Dr, Mendon, NY 14506Directions
- Penfield Bank Branch1816 Penfield Rd, Penfield, NY 14526Directions
- Basin Park Financial Center Branch1150 Pittsford Victor Rd, Pittsford, NY 14534Directions
- Pittsford Bank Branch18 State St, Pittsford, NY 14534Directions
- Alexander Park Branch210 Alexander St, Rochester, NY 14607Directions
- Brighton Branch2075 Monroe Ave, Rochester, NY 14618Directions
- Chili Paul Plaza Branch3228 Chili Ave, Rochester, NY 14624Directions
- College Town Bank Office Branch1341 Mount Hope Ave, Rochester, NY 14620Directions
- Greece Branch2455 W Ridge Rd, Rochester, NY 14626Directions
- Greece Latta Long Pond Branch3204 Latta Rd, Rochester, NY 14612Directions
- Henrietta Branch Office Branch1225 Commons Way, Rochester, NY 14623Directions
- Irondequoit Bank Office2128 Hudson Ave, Rochester, NY 14617Directions
- Rochester Bank Branch45 E Main St, Rochester, NY 14614Directions
- Victor Branch61 W Main St, Victor, NY 14564Directions
- Webster Branch1998 Empire Blvd, Webster, NY 14580Directions
- Webster Town Branch1155 Ridge Rd, Webster, NY 14580Directions
Syracuse area · 2
- Liverpool Branch7507 Oswego Rd, Liverpool, NY 13090Directions
- Washington Station Branch333 W Washington St, Syracuse, NY 13202Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.01% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.83% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.27% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalLeverage ratio9.01%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.27%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Canandaigua National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.