Best high-yield savings rates

Requirements

Product: No monthly service fee. Limit of one Bonus Savings per Solarity checking account.

Offer: Non-Qualified Rate: applies to all balances if monthly qualifications (20+ debit card purchases and eStatements enrollment) are not met.

Requirements

Product: Membership eligibility required.

Requirements

Product: Waterfront CU membership eligibility and a qualifying Save to Win account are required. Members earn one (1) entry for each $25 increase in monthly balance.

Offer: Members earn prize drawing entries for savings balance increases.

Requirements

Product: Must be 18 and over. No monthly service fees.

Offer: Minimum monthly balance to earn dividends is $250.

Requirements

Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.

Offer: Minimum monthly balance to earn dividends is $250.

Requirements

Product: Requires $100.00 minimum daily balance to earn dividends. Dividends compounded monthly and credited monthly.

Offer: Requires $100.00 minimum daily balance to earn dividends.

Requirements

Product: No minimum balance required to earn dividends. Dividends compounded monthly and credited monthly.

Requirements

Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.

Offer: No qualifying loans. Rate applies during opening month and when no qualifying loans are held.

Requirements

Product: Must be linked to a Peak High Yield Checking or Peak Cash Back checking account. Requires enrolling in eStatements and making 12 debit card transactions each month on the linked checking account. When qualifications are met, balances up to $100,000 earn 4.00% APY and balances over $100,000 earn 1.00% APY on the portion over $100,000. When qualifications are not met, all balances earn 0.05% APY. Rewards and refunded ATM fees from checking are automatically deposited into Peak Saver. Dividends credited by the first business day of the following Statement Cycle.

Offer: When Peak High Yield or Peak Cash Back qualifications are not met.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Must meet credit union membership eligibility requirements (living, working, worshipping, or attending school in Washington state, or specific counties in Oregon or Idaho).

Offer: Dividends compounded and credited quarterly. Rate may change monthly.

Requirements

Product: Dividends compounded/credited monthly. To qualify for the higher dividend up to $2,000, a minimum deposit of $25 must be made monthly. Rate is 0.10% when qualifications are not met.

Offer: Requires minimum deposit of $25 monthly to qualify for 2.00% APY up to $2,000.

Requirements

Product: Must have a Kasasa Cash or Kasasa Cash Back Account. Qualifying transactions: at least 1 direct deposit, ACH credit, or ACH payment transaction posted per month/cycle, at least 12 debit card purchases posted per cycle, and enrolled in and agree to receive eStatements.

Offer: Base Rate (Non-Qualified Rate) if qualifications are not met.