Credit union · NCUA insured
Longshore Federal Credit Union
A $8.4M credit union headquartered in Hoquiam, WA, with 403 members and 1 branch in Washington. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.04%CD rates →
- Savings610.05%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Longshore Federal Credit Union
Established in 1960 as ILWU Local 24 Federal Credit Union, Longshore Federal Credit Union is headquartered in Hoquiam, Washington.
The member-owned credit union converted to a community charter in 2016 to serve all of Grays Harbor County.
- Headquarters
- 3107 John Stevens Way, Hoquiam, WA 98550
- NCUA charter
- 13857
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, regularly work, attend school, worship, perform volunteer services, participate in associations headquartered in, or participate in poverty/distress alleviation programs in Grays Harbor County, Washington, as well as qualifying organizations in Grays Harbor County.
Employers and groups
- Employees of Longshore Federal Credit Union.
Family and household
- Members of immediate families or households of eligible persons.
Other ways
- Organizations of eligible persons.
- Members of record of Longshore Federal Credit Union as of August 3, 2016.
- Spouses of persons who died while within the field of membership of this credit union.
Cost to join
- An initial minimum deposit of $25.00 in a share (savings) account is required to establish membership.
Branches
1 branch in Washington
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Washington
1 branch
- Longshore FCUMain office3107 John Stevens Way, Hoquiam, WA 98550Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio9.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Longshore Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.