Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Texas
- Union Square Credit UnionMoney MarketMoney Market · $2,500 min · 1.01%–1.76% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,0001.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.01% $25,000 – $100,000 1.26% $100,000 – $500,000 1.51% Over $500,000 1.76% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Monthly maintenance fee of $5 is waived with $300 average daily balance OR for Students up to 19 years old (Primary Account Holder). Limited to a maximum of 4 withdrawals per month. e-Statements included; paper statements $4/mo.
Offer: No minimum balance to obtain APY. Monthly fee of $5 waived with $300 average daily balance or for students up to 19 years old.
1.00% interest rate · $5 monthly fee
Rate checked
More details - Generations FCUPreferred Savings AccountSavings · $5,000 min · 0.45%–1.51% by balance
Credit union · 7 branches
1.01%APY$101 a year on $10,000Requirements
Product: Minimum of $5,000 to open (new funds only). Must maintain a daily balance of $5,000 to earn dividends.
Offer: First $5,000 deposited must be new funds not currently on deposit at Generations FCU.
1.50% interest rate · No monthly fee · Effective Jan 21, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY $5,000 – $5,000 1.51% $5,000 – $10,000Your amountBlended APY range is 1.51% - 1.26%. 1.01%* $10,000 – $20,000Blended APY range is 1.26% - 0.93%. 0.60%* $20,000 – $80,000Blended APY range is 0.93% - 0.61%. 0.50%* Over $80,000Blended APY range is 0.61% - 0.50%. 0.45%* Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Requires opening a High-Yield Checking account and meeting eligibility requirements (enrollment in eDocuments, recurring direct deposit totaling $500+ per month to HYC, and 10+ POS debit card withdrawals of $1+ per month).
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000Requires opening a High-Yield Checking account and meeting eligibility requirements. 0.25% Rate checked
More details - Community Service Credit UnionHigh Yield Savings (Money Market)High Yield Savings (Money Market) · $2,500 min · 1.00%–3.45% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: CSCU membership required (eligible if you live, work, worship, or attend school in Walker, San Jacinto, Trinity, Houston, Madison, Montgomery, or Grimes County, Texas). $2,500 minimum opening deposit. $10 monthly minimum balance fee applies if balance falls below $2,500. Unlimited monthly withdrawals with no penalties. Total deposit insurance up to $1,000,000 (up to $250,000 federal NCUA and up to $750,000 private ESI). Dividends compounded and credited monthly using the daily balance method. Once a balance tier is attained, the corresponding rate applies to the entire account balance.
Offer: Minimum daily balance to earn APY is $2,500.00. Once a balance tier is attained, the rate applies to the entire account balance.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings (Money Market) Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.80% $100,000 – $250,000 2.30% $250,000 – $500,000 2.85% $500,000 – $750,000 3.25% $750,000 – $1,000,000 3.35% $1,000,000 and up 3.45% Rate checked
More details - Resource One Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.21% by balance
Credit union · 11 branches
1.00%APY$100 a year on $10,000Requirements
Product: Limit one money market account per membership. Minimum opening deposit of $2,500. Minimum balance to earn dividends is $2,500 (paid monthly based on daily balance). $10 monthly maintenance fee waived if minimum daily balance is met.
Offer: Earns 0.00% dividends on balances below $2,500. Monthly maintenance fee of $10 applies unless minimum daily balance is met.
0.00% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.00% $25,000 – $100,000Monthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.11% $100,000 and upMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.21% Rate checked
More details - Resource One Credit UnionExecutive Suite Money MarketExecutive Suite Money Market · $2,500 min · 0.00%–1.21% by balance
Credit union · 11 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account.
Offer: Minimum balance to earn is $2,500.00.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Executive Suite Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.11% $100,000 and up 1.21% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 23 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest compounds daily and is credited monthly. Variable Rate Accounts - rate on accounts may change after the account has opened. Fees may reduce earnings.
Offer: No monthly maintenance fee if balance stays at $100 and over. Account is limited to 6 debits per month ($1/each thereafter). Interest compounds daily and credits monthly.
1.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - SkyOne Federal Credit UnionSky-High SavingsSavings · $1 min · 0.05%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires a deposit of $1,000 or more posted each month to any share account (suffix) within the membership to earn 1.00% APY; otherwise rate defaults to Regular Savings Account APY. Minimum opening deposit $1. No monthly fees or early withdrawal fees. Variable-rate account. Maximum 6 withdrawals or outgoing transfers per month.
Offer: Default rate when monthly deposit of $1,000 or more is not credited to the account; defaults to Regular Savings Account APY. Applicable to balances $0 to $999.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Sky-High Savings Balance APY Up to $999 0.05% $1,000 and upYour amountQualifying rate requires a deposit of $1,000 or more posted to any share account within the membership each month. Direct deposit, remote check deposit, external transfers, ACH accepted. Minimum opening deposit $1.00. 1.00% Rate checked
More details - Tinker Federal Credit UnionPremium PlusSavings · $10,000 min · 0.10%–2.10% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open: $10,000.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Plus Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.15% $50,000 – $74,999 1.25% $75,000 – $99,999 1.45% $100,000 – $149,999 1.50% $150,000 – $199,999 1.75% $200,000 – $249,999 1.85% $250,000 – $499,999 2.00% $500,000 and up 2.10% Rate checked
More details - TexasBankEmpower Money MarketEmpower Money Market · $1,000 min · 0.00%–2.02% by balance
Bank · 19 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a minimum daily/average daily balance of $15,000 or more.
Offer: Rate paid on the entire balance if daily balance is less than or equal to $0.99. Account will not earn interest on balances less than $1.00. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Empower Money Market Balance APY Up to $1 0.00% Up to $100,000Your amount 1.00% $100,000 – $250,000 1.26% $250,000 – $1,000,000 1.76% $1,000,000 – $5,000,000 1.76% $5,000,000 and up 2.02% Rate checked
More details - First Service Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.10%–1.25% by balance
Credit union · 14 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge. Start account with $1.
Offer: Dividends are compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective May 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.05% $50,000 – $100,000 1.10% $100,000 – $250,000 1.15% $250,000 – $500,000 1.20% $500,000 and up 1.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: Interest compounded and credited quarterly. Minimum daily balance of $0.01 to obtain APY. Up to 6 transfers per 4-week period; $1.00 per item fee for each transaction in excess of 6 per quarter.
1.00% interest rate · Effective Oct 30, 2025
Rate checked
More details - Firstmark Credit UnionMAX Money Market AccountMAX Money Market Account · $250 min · 0.00%–1.75% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires maintaining a Power of the Dollar® MAX checking account. If the checking account is closed, account converts to On Your Mark® Money Market. Minimum daily balance of $250 to earn APY/dividends. Opening balance required of $250. Compounded monthly. Checks not allowed. Unlimited transfers and withdrawals.
Qualified rate · 0.00% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for MAX Money Market Account Balance APY Up to $250 0.00% $250 – $2,500 0.50% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches