Credit union · NCUA insured
Community Service Credit Union
A $162.9M credit union headquartered in Huntsville, TX, with 11,379 members and 2 branches in Texas. Best rates: CDs 3.70% and savings 1.00% APY.
Community Service Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#4 of 4 in Huntsville, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Service Credit Union
Community Service Credit Union is headquartered in Huntsville, Texas.
- Headquarters
- 250 FM 2821 Rd W, Huntsville, TX 77320-8422
- NCUA charter
- 67974
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Brazoria County, Texas, and are not eligible for primary membership in any occupation or association-based credit union by virtue of occupation or association, are eligible for membership.
- Individuals who reside, work, attend school, or worship in Grimes County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Houston County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Madison County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Montgomery County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in San Jacinto County, Texas are eligible for membership.
22 more ways to join
Where you live or work
- Individuals who reside, work, attend school, or worship in Trinity County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Walker County, Texas are eligible for membership.
Employers and groups
- Individuals who work for or are retired from Apple Chevrolet of Angleton, Texas are eligible for membership.
- Individuals who work for or are retired from Corrections Corporation of America are eligible for membership.
- Individuals who work for or are retired from Community Service Credit Union are eligible for membership.
- Individuals who work for or are retired from NUCOR Corporation, a subsidiary, affiliate, or successor company (or their family members) who work in Jewett, Texas or Grapeland, Texas (Vulcraft MFG) are eligible for membership.
- Individuals who work for or are retired from a company approved by the State of Texas to build and/or manage prison facilities within Texas are eligible for membership.
- Individuals who work for or are retired from a United Way funded agency within Brazoria County, Texas are eligible for membership.
Military, government and schools
- Individuals who work for or are retired from Windham Schools, State of Texas are eligible for membership.
- Individuals who serve as an elected or appointed official or are employed by a governmental entity in Brazoria County, Texas are eligible for membership.
- Individuals who work for or are retired from the Department of Human Services in Huntsville, Texas, or Conroe, Texas are eligible for membership.
- Individuals who work for or are retired from Juvenile Probation Department, State of Texas are eligible for membership.
- Individuals who work for or are retired from the Texas Department of Criminal Justice are eligible for membership.
- Individuals who serve as a Governmental Volunteer are eligible for membership.
- Individuals who serve as a Police Reserve Officer are eligible for membership.
- Individuals who volunteer as a fireman are eligible for membership.
Family and household
- Immediate family members (related by blood or marriage) of an individual who qualifies for membership are eligible to join.
- Individuals whose spouse died while within the field of membership of Community Service Credit Union are eligible for membership.
Other ways
- A business or other legal entity/organization located in Walker, Madison, Trinity, San Jacinto, Grimes, Houston, or Montgomery County, Texas qualifies for business membership.
- A business organization whose employees or members are within CSCU's field of membership for individuals qualifies for membership.
- Individuals who receive retirement, pension, or other benefits as a result of prior employment by any business or organization included in the field of membership are eligible for membership.
- Individuals who serve as a volunteer for any group within the field of membership are eligible for membership.
Branches
2 branches in Texas
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Texas
2 branches
- Community Service Credit UnionMain office250 FM 2821 Rd W, Huntsville, TX 77320Directions
- Montgomery Road2526 Montgomery Rd, Huntsville, TX 77340Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.45% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.82% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.44% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $85 | $76 | — |
- CapitalNet worth ratio9.45%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.82%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.44%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$85Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Service Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.