Bank · FDIC insured
First National Bank of Aspermont Savings Rates
First National Bank of Aspermont’s best savings rate is 1.26% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How First National Bank of Aspermont’s savings rates compare
Compared with banks and credit unions in Texas, where First National Bank of Aspermont has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Aspermont
1.26%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $126
Money Market Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Citizens Bank of Las Cruces
5.12%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $512
First National Bank of Aspermont savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0001.26%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Aspermont ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.26%APY
$15.00 service charge fee imposed every statement cycle if daily balance on any day of statement cycle falls below $5,000.00. Limited to 6 preauthorized/automatic transfers per statement cycle; $10.00 fee per excess transaction. Interest compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1 rate for daily balances below $5,000.00. The interest rate listed in each tier will be paid on the entire balance in your account. Minimum daily balance of $5,000.00 required to obtain disclosed APY on interest-bearing tiers. | 0.00% | — | Tier 1 rate for daily balances below $5,000.00. The interest rate listed in each tier will be paid on the entire balance in your account. Minimum daily balance of $5,000.00 required to obtain disclosed APY on interest-bearing tiers. |
| $5,000 – $100,000Tier 2 rate for daily balances equal to or greater than $5,000.00 but less than $100,000.01 ($5,000.00-100,000.00). The interest rate listed in each tier will be paid on the entire balance in your account. | 1.26% | $126 | Tier 2 rate for daily balances equal to or greater than $5,000.00 but less than $100,000.01 ($5,000.00-100,000.00). The interest rate listed in each tier will be paid on the entire balance in your account. |
| $100,000 – $250,000Tier 3 rate for daily balances equal to or greater than $100,000.01 but less than $250,000.01 ($100,000.01-250,000.00). The interest rate listed in each tier will be paid on the entire balance in your account. | 1.76% | — | Tier 3 rate for daily balances equal to or greater than $100,000.01 but less than $250,000.01 ($100,000.01-250,000.00). The interest rate listed in each tier will be paid on the entire balance in your account. |
| $250,000 – $500,000Tier 4 rate for daily balances equal to or greater than $250,000.01 but less than $500,000.01 ($250,000.01-500,000.00). The interest rate listed in each tier will be paid on the entire balance in your account. | 2.27% | — | Tier 4 rate for daily balances equal to or greater than $250,000.01 but less than $500,000.01 ($250,000.01-500,000.00). The interest rate listed in each tier will be paid on the entire balance in your account. |
| Over $500,000Tier 5 rate for daily balances equal to or greater than $500,000.01 ($500,000.01 and up). The interest rate listed in each tier will be paid on the entire balance in your account. | 2.78% | — | Tier 5 rate for daily balances equal to or greater than $500,000.01 ($500,000.01 and up). The interest rate listed in each tier will be paid on the entire balance in your account. |
Sources (1)
- fnbaspermont.com/wp-content/up…ount-Disclosures-NEW.pdf · captured Oct 6, 2026
REGULAR SAVINGS
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compounded and credited quarterly. Minimum daily balance of $0.01 to obtain APY. Up to 6 transfers per 4-week period; $1.00 per item fee for each transaction in excess of 6 per quarter.Over $0 | 1.00% | $100 | Interest compounded and credited quarterly. Minimum daily balance of $0.01 to obtain APY. Up to 6 transfers per 4-week period; $1.00 per item fee for each transaction in excess of 6 per quarter. |
Sources (1)
- fnbaspermont.com/wp-content/up…ount-Disclosures-NEW.pdf · captured Oct 6, 2026
Special-purpose accounts
STUDENT SAVINGS
1.00%APY
Must be a student to open this account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must be a student to open this account. Interest compounded and credited quarterly. Minimum daily balance of $0.01 to obtain APY. Up to 6 transfers per 4-week period.Over $0 | 1.00% | $100 | Must be a student to open this account. Interest compounded and credited quarterly. Minimum daily balance of $0.01 to obtain APY. Up to 6 transfers per 4-week period. |
Sources (1)
- fnbaspermont.com/wp-content/up…ount-Disclosures-NEW.pdf · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.