Credit union · NCUA insured
Community Service Credit Union Savings Rates
Community Service Credit Union’s best savings rate is 1.00% APY on $10,000, with its High Yield Savings (Money Market). Rates checked October 16, 2026.
How Community Service Credit Union’s savings rates compare
Compared with banks and credit unions near Huntsville, TX, where Community Service Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community Service Credit Union
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
High Yield Savings (Money Market)
Top rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
2nd-highest rate
Walker County Federal Credit Union
1.40%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $140
Community Service Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.30%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Service Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings (Money Market)
1.00%APY
CSCU membership required (eligible if you live, work, worship, or attend school in Walker, San Jacinto, Trinity, Houston, Madison, Montgomery, or Grimes County, Texas). $2,500 minimum opening deposit. $10 monthly minimum balance fee applies if balance falls below $2,500. Unlimited monthly withdrawals with no penalties. Total deposit insurance up to $1,000,000 (up to $250,000 federal NCUA and up to $750,000 private ESI). Dividends compounded and credited monthly using the daily balance method. Once a balance tier is attained, the corresponding rate applies to the entire account balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum daily balance to earn APY is $2,500.00. Once a balance tier is attained, the rate applies to the entire account balance. | 1.00% | — | Minimum daily balance to earn APY is $2,500.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $10,000 – $25,000Minimum daily balance to earn APY is $10,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 1.00% | $100 | Minimum daily balance to earn APY is $10,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $25,000 – $50,000Minimum daily balance to earn APY is $25,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 1.00% | — | Minimum daily balance to earn APY is $25,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $50,000 – $100,000Minimum daily balance to earn APY is $50,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 1.80% | — | Minimum daily balance to earn APY is $50,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $100,000 – $250,000Minimum daily balance to earn APY is $100,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 2.30% | — | Minimum daily balance to earn APY is $100,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $250,000 – $500,000Minimum daily balance to earn APY is $250,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 2.85% | — | Minimum daily balance to earn APY is $250,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $500,000 – $750,000Minimum daily balance to earn APY is $500,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 3.25% | — | Minimum daily balance to earn APY is $500,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $750,000 – $1,000,000Minimum daily balance to earn APY is $750,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 3.35% | — | Minimum daily balance to earn APY is $750,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
| $1,000,000 and upMinimum daily balance to earn APY is $1,000,000.00. Once a balance tier is attained, the rate applies to the entire account balance. | 3.45% | — | Minimum daily balance to earn APY is $1,000,000.00. Once a balance tier is attained, the rate applies to the entire account balance. |
Regular Savings (Membership Account)
0.10%APY
Establishes membership with CSCU ($5 minimum deposit must remain on deposit). Calculated on daily balance and paid monthly. Minimum daily balance of $100.00 required to earn APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Minimum daily balance to earn APY is $100.00 | 0.10% | — | Minimum daily balance to earn APY is $100.00 |
| $2,500 – $5,000Minimum daily balance to earn APY is $100.00 | 0.10% | — | Minimum daily balance to earn APY is $100.00 |
| $5,000 – $10,000Minimum daily balance to earn APY is $100.00 | 0.10% | — | Minimum daily balance to earn APY is $100.00 |
| $10,000 and upMinimum daily balance to earn APY is $100.00 | 0.10% | $10 | Minimum daily balance to earn APY is $100.00 |
Special-purpose accounts
IRA Savings
1.00%APY
Requires CSCU membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum daily balance to earn APY is $0.01 | 1.00% | — | Minimum daily balance to earn APY is $0.01 |
| $10,000 – $40,000Minimum daily balance to earn APY is $10,000.00 | 1.00% | $100 | Minimum daily balance to earn APY is $10,000.00 |
| $40,000 and upMinimum daily balance to earn APY is $40,000.00 | 1.00% | — | Minimum daily balance to earn APY is $40,000.00 |
Sources (1)
- cscutx.com/rates · captured Oct 6, 2026
Who can join Community Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or work in Brazoria County, Texas, and are not eligible for primary membership in any occupation or association-based credit union by virtue of occupation or association, are eligible for membership.
- Individuals who reside, work, attend school, or worship in Grimes County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Houston County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Madison County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Montgomery County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in San Jacinto County, Texas are eligible for membership.
22 more ways to join
Where you live or work
- Individuals who reside, work, attend school, or worship in Trinity County, Texas are eligible for membership.
- Individuals who reside, work, attend school, or worship in Walker County, Texas are eligible for membership.
Employers and groups
- Individuals who work for or are retired from Apple Chevrolet of Angleton, Texas are eligible for membership.
- Individuals who work for or are retired from Corrections Corporation of America are eligible for membership.
- Individuals who work for or are retired from Community Service Credit Union are eligible for membership.
- Individuals who work for or are retired from NUCOR Corporation, a subsidiary, affiliate, or successor company (or their family members) who work in Jewett, Texas or Grapeland, Texas (Vulcraft MFG) are eligible for membership.
- Individuals who work for or are retired from a company approved by the State of Texas to build and/or manage prison facilities within Texas are eligible for membership.
- Individuals who work for or are retired from a United Way funded agency within Brazoria County, Texas are eligible for membership.
Military, government and schools
- Individuals who work for or are retired from Windham Schools, State of Texas are eligible for membership.
- Individuals who serve as an elected or appointed official or are employed by a governmental entity in Brazoria County, Texas are eligible for membership.
- Individuals who work for or are retired from the Department of Human Services in Huntsville, Texas, or Conroe, Texas are eligible for membership.
- Individuals who work for or are retired from Juvenile Probation Department, State of Texas are eligible for membership.
- Individuals who work for or are retired from the Texas Department of Criminal Justice are eligible for membership.
- Individuals who serve as a Governmental Volunteer are eligible for membership.
- Individuals who serve as a Police Reserve Officer are eligible for membership.
- Individuals who volunteer as a fireman are eligible for membership.
Family and household
- Immediate family members (related by blood or marriage) of an individual who qualifies for membership are eligible to join.
- Individuals whose spouse died while within the field of membership of Community Service Credit Union are eligible for membership.
Other ways
- A business or other legal entity/organization located in Walker, Madison, Trinity, San Jacinto, Grimes, Houston, or Montgomery County, Texas qualifies for business membership.
- A business organization whose employees or members are within CSCU's field of membership for individuals qualifies for membership.
- Individuals who receive retirement, pension, or other benefits as a result of prior employment by any business or organization included in the field of membership are eligible for membership.
- Individuals who serve as a volunteer for any group within the field of membership are eligible for membership.
Membership information collected October 5, 2026.