Credit union · NCUA insured
Firstmark Credit Union Savings Rates
Firstmark Credit Union’s best savings rate is 0.50% APY on $10,000, with its On Your Mark® Money Market Account. Rates checked October 16, 2026.
How Firstmark Credit Union’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Firstmark Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firstmark Credit Union
1.00%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $100
MAX Money Market Account
Top rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Firstmark Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firstmark Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MAX Money Market Account
1.00%APY
Requires maintaining a Power of the Dollar® MAX checking account. If the checking account is closed, account converts to On Your Mark® Money Market. Minimum daily balance of $250 to earn APY/dividends. Opening balance required of $250. Compounded monthly. Checks not allowed. Unlimited transfers and withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $2,500 | 0.50% | — |
| $2,500 – $10,000 | 0.75% | — |
| $10,000 – $25,000 | 1.00% | $100 |
| $25,000 – $50,000 | 1.25% | — |
| $50,000 – $100,000 | 1.50% | — |
| $100,000 and up | 1.75% | — |
Sources (4)
- firstmarkcu.org/current-rates
- firstmarkcu.org/deposit-rates
- firstmarkcu.org/max-money-market-account
- firstmarkcu.org/moneymarket
All captured Oct 6, 2026
On Your Mark® Money Market Account
0.50%APY
Opening balance required of $250. Minimum daily balance of $250 to earn dividends/APY. Unlimited transfers and withdrawals. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250Less Than $250 tier. | 0.00% | — | Less Than $250 tier. |
| $250 and upBalances $250 and Over. | 0.50% | $50 | Balances $250 and Over. |
Sources (3)
All captured Oct 6, 2026
Savings Account
0.05%APY
Dividends compounded and paid to account monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll Balances. No monthly fee. Compounded and paid monthly.Any balance | 0.05% | $5 | All Balances. No monthly fee. Compounded and paid monthly. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.20%APY
Must have a High Deductible Health Plan (HDHP), not claimed as a dependent, and not eligible for Medicare. Must have a savings account in order to open any other account(s). Compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 – $5,000 | 0.15% | — |
| $5,000 – $15,000 | 0.20% | $20 |
| $15,000 and up | 0.25% | — |
Sources (3)
All captured Oct 6, 2026
Summer Savers Club Account
0.25%APY
Must set up a payroll deduction or direct deposit. Must have a savings account in order to open. On June 30, 50% of funds set aside are automatically transferred into checking or S1 savings, and on July 31 the remaining 50% is transferred. $10 fee if withdrawn early. Compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates as high as 0.25% APY.Any balance | 0.25% | $25 | Rates as high as 0.25% APY. |
Sources (1)
- firstmarkcu.org/summer-savers-club-account · captured Oct 6, 2026
IRA Accounts
0.05%APY
Choose from Traditional, Educational, or Roth IRA. Dividends compound and paid monthly. Maximum individual contribution $7,000/year ($8,000 if age 50+). Penalties apply on early withdrawals before age 59 1/2. Required minimum distribution starts at age 73. Cannot be used as collateral for a loan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll Balances.Any balance | 0.05% | $5 | All Balances. |
Sources (3)
All captured Oct 6, 2026
Who can join Firstmark Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in designated Texas counties are eligible for membership.
Employers and groups
- Texas residents outside the designated counties can join through automatic complimentary enrollment with the Texas Consumer Council (TXCC).
Membership information collected October 5, 2026.