Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Tennessee
- Skyline Credit UnionMoney Market Investment AccountMoney Market Investment Account · 1.61%–2.02% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Offer: Tier 5 – As of the last dividend declaration date, balance under $100,000.00
1.60% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $100,000Your amount 1.61% $100,000 and up 2.02% Rate checked
More details - Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance
Credit union · 2 branches
1.60%APY$160 a year on $10,000Requirements
Product: Variable-rate tiered account. Dividends are compounded and credited monthly. Rate will never fall below the regular savings account dividend rate as long as a $2,500 minimum balance is maintained.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 1.60% $50,000 – $75,000 1.65% $75,000 – $100,000 1.70% $100,000 and up 1.75% Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 67 branches
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - Listerhill Credit UnionMoney Market AccountMoney Market Account · $5 min · 1.35%–2.10% by balance
Credit union · 2 branches
1.55%APY$155 a year on $10,000Requirements
Product: Membership eligibility required (residents of AL, GA, MS, FL, or TN, approved association, or family of a member; $5 membership fee). Money Market Account balances below $2,500 are subject to a low-balance fee. No limit on in-branch or ATM withdrawals.
Offer: Variable rate account; rates may change after account opening. Balances below $2,500 subject to a low-balance fee.
1.34% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.35% $10,000 – $50,000Your amount 1.55% $50,000 – $100,000 1.95% $100,000 and up 2.10% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. To earn highest APY, qualifications must be met in linked checking during each Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once. Limit two accounts per Social Security number.
Offer: Applies to all balances when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during the Monthly Qualification Cycle.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - FedEx Employees Credit AssociationMoney MarketMoney Market · $5,000 min · 1.45%–1.75% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number.
Offer: When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases, enrolled in eStatements, log into online/mobile banking at least once per monthly qualification cycle).
Qualified rate · 1.49% interest rate · No monthly fee
Rate checked
More details - Tennessee Members 1st Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–2.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts.
1.49% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 1.50% $25,000 – $49,999 1.75% $50,000 – $99,999 2.00% $100,000 and up 2.50% Rate checked
More details - TEN Credit UnionMoney MarketMoney Market · $2,500 min · 1.25%–3.35% by balance
Credit union · 7 branches
1.50%APY$150 a year on $10,000Requirements
Product: Membership with Ten Credit Union is required to open a Money Market account. Rate adjusted based on account balance. APY is subject to change without notice.
Offer: Rate adjusted based on account balance.
Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.25% $10,000 – $25,000Your amountEqual to or greater than $10,000 but less than $24,999.99; 1.50% $25,000 – $75,000Equal to or greater than $25,000 but less than $74,999.99; 2.10% $75,000 – $150,000Equal to or greater than $75,000 but less than $149,999.99; 2.35% $150,000 – $175,000Equal to or greater than $150,000 but less than $174,999.99; 2.65% $175,000 – $250,000Equal to or greater than $175,000 but less than $249,999.99; 3.00% $250,000 – $500,000Equal to or greater than $250,000 but less than $499,999.99; 3.15% $500,000 and upEqual to or greater than $500,000 and above; 3.35% Rate checked
More details - Skyline Credit UnionMoney Market Investment AccountMoney Market Investment Account
Credit union · 1 branch
1.41%APY$141 a year on $10,000Requirements
Offer: Tier 4 – As of the last dividend declaration date, balance under $50,000.00
1.40% interest rate · Balance cap $50,000 · Effective May 1, 2026
Rate checked
More details - Staley Credit UnionPreferred Money Market AccountsPreferred Money Market Accounts · $0 min · 0.10%–2.75% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Rate by balance
Rate by balance for Preferred Money Market Accounts Balance APY Up to $2,000 0.10% $2,001 – $10,000Your amount 1.30% $10,001 – $25,000 1.80% $25,001 – $50,000 2.15% $50,001 – $150,000 2.25% $150,001 and up 2.75% Rate checked
More details - Knoxville Law Enforcement Federal Credit UnionAccumulation AccountSavings · $2,500 min · 1.30%–1.76% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.
Offer: Minimum to maintain annual percentage: $2,500.00
1.30% interest rate · Effective Dec 18, 2024
Rate by balance
Rate by balance for Accumulation Account Balance APY $2,500 – $25,000Your amount 1.30% $25,000 – $50,000Minimum to maintain annual percentage: $25,000.01 1.35% $50,000 – $75,000Minimum to maintain annual percentage: $50,000.00 1.40% $75,000 – $100,000Minimum to maintain annual percentage: $75,000.00 1.45% $100,000 and upMinimum to maintain annual percentage: $100,000.00 1.76% Rate checked
More details - US Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–1.81% by balance
Credit union · 4 branches
1.26%APY$126 a year on $10,000Requirements
Product: Tiered rates based on account balance; dividends earned quarterly; prospective variable rates subject to change and final dividend rates declared by the Board of Directors at the end of each calendar quarter; no monthly account service fee.
Offer: Applies to balances less than $1,000.00.
No monthly fee · Effective Sep 11, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.20% $1,000 – $25,000Your amount 1.26% $25,000 – $100,000 1.66% $100,000 and up 1.81% Rate checked
More details - Leaders Credit UnionMoney Market CertificateMoney Market Certificate · $3,000 min
Credit union · 10 branches
1.25%APY$125 a year on $10,000Requirements
Product: 6-month term. One withdrawal per calendar month allowed without charge; excessive withdrawals are subject to an excessive-withdrawal service charge. Dividends compounded and credited quarterly.
Offer: 6-month term. One withdrawal per calendar month allowed without charge; excessive withdrawals are subject to an excessive-withdrawal service charge. Dividends compounded and credited quarterly.
1.24% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches