Bank · FDIC insured
The Hardin County Bank
A $676.7M bank headquartered in Savannah, TN, with 5 branches in Tennessee.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—1.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Hardin County Bank
The Hardin County Bank is a locally owned and operated bank headquartered in Savannah, Tennessee, serving its community since 1973.
With offices in Savannah, Adamsville, and Pickwick/Counce, the bank offers banking, mortgages, insurance, and wealth management services.
- Headquarters
- 235 Wayne Rd, Savannah, TN 38372
- FDIC certificate
- 20993 ↗
Branches
5 branches in Tennessee
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Tennessee
5 branches
Savannah area · 3
- The Hardin County BankMain office235 Wayne Rd, Savannah, TN 38372Directions
- Pickwick Street Branch780 Pickwick St, Savannah, TN 38372Directions
- Wayne Road Drive-Thru Branch1540 Wayne Rd, Savannah, TN 38372Directions
Adamsville area · 1
- Adamsville Branch433 E Main St, Adamsville, TN 38310Directions
Counce area · 1
- Counce Branch7115 Ushwy 57, Counce, TN 38326Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.84% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.16% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.29% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio10.84%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.16%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.29%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Hardin County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.