Credit union · NCUA insured
TEN Credit Union Savings Rates
TEN Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How TEN Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where TEN Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TEN Credit Union
1.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
TEN Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.35%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TEN Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.50%APY
Membership with Ten Credit Union is required to open a Money Market account. Rate adjusted based on account balance. APY is subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Rate adjusted based on account balance. | 1.25% | — | Rate adjusted based on account balance. |
| $10,000 – $25,000Equal to or greater than $10,000 but less than $24,999.99; Rate adjusted based on account balance. | 1.50% | $150 | Equal to or greater than $10,000 but less than $24,999.99; Rate adjusted based on account balance. |
| $25,000 – $75,000Equal to or greater than $25,000 but less than $74,999.99; Rate adjusted based on account balance. | 2.10% | — | Equal to or greater than $25,000 but less than $74,999.99; Rate adjusted based on account balance. |
| $75,000 – $150,000Equal to or greater than $75,000 but less than $149,999.99; Rate adjusted based on account balance. | 2.35% | — | Equal to or greater than $75,000 but less than $149,999.99; Rate adjusted based on account balance. |
| $150,000 – $175,000Equal to or greater than $150,000 but less than $174,999.99; Rate adjusted based on account balance. | 2.65% | — | Equal to or greater than $150,000 but less than $174,999.99; Rate adjusted based on account balance. |
| $175,000 – $250,000Equal to or greater than $175,000 but less than $249,999.99; Rate adjusted based on account balance. | 3.00% | — | Equal to or greater than $175,000 but less than $249,999.99; Rate adjusted based on account balance. |
| $250,000 – $500,000Equal to or greater than $250,000 but less than $499,999.99; Rate adjusted based on account balance. | 3.15% | — | Equal to or greater than $250,000 but less than $499,999.99; Rate adjusted based on account balance. |
| $500,000 and upEqual to or greater than $500,000 and above; Rate adjusted based on account balance. | 3.35% | — | Equal to or greater than $500,000 and above; Rate adjusted based on account balance. |
Sources (3)
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
- tencu.com/personal/savings/money-market-accounts.html
All captured Sep 18, 2026
Anytime Savings
0.15%APY
No monthly fees. No minimum withdrawal or balance requirements. Dividends credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited quarterly; balances over $100 earn dividends.$100 and up | 0.15% | $15 | Dividends credited quarterly; balances over $100 earn dividends. |
Sources (3)
- tencu.com/personal/savings/personal-savings.html
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
All captured Sep 18, 2026
Share Savings
0.10%APY
Dividends calculated daily and credited quarterly. Membership requires a minimum balance of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upDividends credited quarterly; minimum $250.00 balance to earn dividends.$250 and up | 0.10% | $10 | Dividends credited quarterly; minimum $250.00 balance to earn dividends. |
Sources (3)
- tencu.com/personal/savings/personal-savings.html
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
All captured Sep 18, 2026
Special-purpose accounts
IRA Accumulation
0.20%APY
Dividends credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upDividends credited quarterly; minimum $250.00 balance to earn dividends.$250 and up | 0.20% | $20 | Dividends credited quarterly; minimum $250.00 balance to earn dividends. |
Sources (3)
- tencu.com/personal/savings/share-certificates.html
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
All captured Sep 18, 2026
Roth IRA
0.20%APY
Dividends credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upDividends credited quarterly; minimum $250.00 balance to earn dividends.$250 and up | 0.20% | $20 | Dividends credited quarterly; minimum $250.00 balance to earn dividends. |
Sources (3)
- tencu.com/personal/savings/share-certificates.html
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
All captured Sep 18, 2026
Club Accounts
0.15%APY
No monthly fees. No minimum withdrawal or balance requirements. Dividends credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited quarterly; balances over $100 earn dividends.$100 and up | 0.15% | $15 | Dividends credited quarterly; balances over $100 earn dividends. |
Sources (3)
- tencu.com/personal/savings/personal-savings.html
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
All captured Sep 18, 2026
Who can join TEN Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.