Credit union · NCUA insured
US Community Credit Union
Top CarrotA $348.2M credit union headquartered in Nashville, TN, with 25,463 members and 4 branches in Tennessee. Best rates: CDs 4.23% and savings 1.26% APY.
US Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#10 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About US Community Credit Union
Founded in 1949 as Nashville VA Credit Union by eleven VA Hospital employees, the member-owned cooperative was renamed US Courthouse Credit Union in 1952.
Following a 2004 merger with Metro Employees Credit Union, it became US Community Credit Union in 2005 and serves a 14-county footprint across the Nashville area.
- Headquarters
- 2622 Old Lebanon Pike Ste 100, Nashville, TN 37214-2417
- NCUA charter
- 67720
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in, as well as businesses and legal entities located in, 14 specified Tennessee counties.
Employers and groups
- Membership is open to individuals who become members of Friends of Monroe Carrell Jr. Children's Hospital At Vanderbilt, subject to geographical restrictions.
Family and household
- Immediate family members (including spouses, children, grandchildren, parents, grandparents, siblings, and step-relatives) or household members of eligible members can join.
Branches
4 branches in Tennessee
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Tennessee
4 branches
- Bell Road Branch925 Bell Rd, Antioch, TN 37013Directions
- Mount Juliet Branch2700 N Mount Juliet Rd, Mount Juliet, TN 37122Directions
- Donelson Branch2618 Old Lebanon Pike, Nashville, TN 37214Directions
- Hermitage Ave Branch89 Hermitage Ave, Nashville, TN 37210Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.52% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.70% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.80% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio11.52%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.70%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of US Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.