Leaders Credit Union High-Yield Savings & Money Market Rates

How Leaders Credit Union’s savings rates compare

Compared with banks and credit unions near Jackson, TN, where Leaders Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Leaders Credit Union
3.50%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$350
Forward Plus High Yield Savings
Top rate
Community Bank
3.75%APY
Requires
None
Minimum
$1,500
Earns on $10,000 a year
$375
Community Bank rates
3rd-highest rate
FirstBank
3.40%APY
Requires
Another account
Minimum
$50
Earns on $10,000 a year
$340
FirstBank rates

Compare savings rates near you →

Savings score

Higher than 98% of U.S. banks and credit unions

By balance

$1,000 balance$1,0003.50%
$10,000 balance$10,0003.50%
$100,000 balance$100,0003.50%
QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Leaders Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Fast Forward Savings

0.25%APYRequirements apply$25 to open

To qualify for monthly dividends, account must have no withdrawals and a deposit increasing the end-of-month balance by at least $20 (excluding dividends). One free withdrawal per month, with subsequent withdrawals incurring a $5 fee. Limited to one account per membership.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.	5.00%	—	Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.
$5,000 – $10,000Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.	2.00%	—	Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.
$10,000 – $25,000Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.	0.25%	$25	Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.
$25,000 and up	0.00%	—

Sources (2)

All captured Sep 18, 2026

Forward Plus High Yield Savings

3.50%APY

No minimum opening balance, no minimum balance to earn dividends, and no monthly service charges. Interest accrual applies up to a maximum balance of $5,000,000.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000,000Flat rate on balances up to $5,000,000; compounded and credited monthly.Up to $5,000,000	3.50%	$350	Flat rate on balances up to $5,000,000; compounded and credited monthly.

Sources (3)

All captured Sep 18, 2026

Money Market Certificate

1.25%APY · 1 termFrom $3,000 to open

6-month term. One withdrawal per calendar month allowed without charge; excessive withdrawals are subject to an excessive-withdrawal service charge. Dividends compounded and credited quarterly.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 months6-month term. One withdrawal per calendar month allowed without charge; excessive withdrawals are subject to an excessive-withdrawal service charge. Dividends compounded and credited quarterly	1.25%	$62

Sources (3)

All captured Oct 15, 2026

First Forward (Prime) Savings

0.10%APY$10 to open

Membership savings account; all members must have a First Forward Savings Account with at least the minimum opening balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10Minimum balance to earn dividends is $10.00.	0.00%	—	Minimum balance to earn dividends is $10.00.
Up to $2,500	0.05%	—
$2,500 – $5,000	0.10%	—
$5,000 and up	0.10%	$10

Sources (3)

All captured Sep 18, 2026

Side Savings

0.10%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10Minimum balance to earn dividends is $10.00.	0.00%	—	Minimum balance to earn dividends is $10.00.
Up to $2,500	0.05%	—
$2,500 – $5,000	0.10%	—
$5,000 and up	0.10%	$10

Sources (1)

leaderscu.com/hubfs/Documents/Leaders-Rates-Consumer.pdf · captured Sep 18, 2026

Special-purpose accounts

Future Leader Savings

0.25%APYKids and teens$10 to open

Available to members ages 0 through 20. Members under 18 must have a joint owner aged 18 or older. Limit of one account per membership. One withdrawal/transfer permitted per calendar month without fee; excessive transactions incur a fee unless the account balance would become negative. Membership service charge is waived.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500Open to ages 0-20.	5.00%	—	Open to ages 0-20.
$500 – $5,000Open to ages 0-20.	1.00%	—	Open to ages 0-20.
$5,000 – $10,000Open to ages 0-20.	0.75%	—	Open to ages 0-20.
$10,000 – $25,000Open to ages 0-20.	0.25%	$25	Open to ages 0-20.
$25,000 and upOpen to ages 0-20.	0.00%	—	Open to ages 0-20.

Sources (2)

All captured Sep 18, 2026

WealthBuilder IRA Money Market Savings Account

0.30%APYIRA

IRA money market savings account (Traditional, Roth, or ESA available). Dividends compounded and credited monthly. No monthly maintenance fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compounded and credited monthly.Any balance	0.30%	$30	Dividends compounded and credited monthly.

Sources (2)

All captured Oct 15, 2026

Christmas Club Savings

0.25%APYClub

Withdrawals or transfers permitted at any time during November and December. Withdrawals made at any other time are subject to a service charge.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceCompounded and credited quarterly.Any balance	0.25%	$25	Compounded and credited quarterly.

Sources (3)

All captured Sep 18, 2026

Vacation Club Savings

0.25%APYClub

Up to two withdrawals per year allowed at any time without a charge. Additional withdrawals in a year incur a service charge.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceCompounded and credited quarterly.Any balance	0.25%	$25	Compounded and credited quarterly.

Sources (3)

All captured Sep 18, 2026

Who can join Leaders Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Eligibility is open to anyone living, working, worshiping, or attending school in Madison, Chester, Dyer, Haywood, Lake, Lauderdale, or McNairy Counties (TN), Crittenden County (AR), or designated parts of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, and Weakley Counties (TN).

Employers and groups

Eligibility is open to members and employees of Associational Groups including Leaders Education Foundation, Boys and Girls Club of West TN, and the Jackson Theater Guild.
Eligibility is open to individuals who work in education, healthcare, or communications.
Eligibility is open to employees of businesses located in Obion County, Tennessee with fewer than 500 full-time employees.
Eligibility is open to employees of Select Employer Groups (SEGs).

Family and household

Eligibility is open to family members of individuals who qualify for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Leaders Credit Union overview

How Leaders Credit Union’s savings rates compare

Leaders Credit Union savings score

Current savings rates

Fast Forward Savings

Forward Plus High Yield Savings

Money Market Certificate

First Forward (Prime) Savings

Side Savings

Special-purpose accounts

Future Leader Savings

WealthBuilder IRA Money Market Savings Account

Christmas Club Savings

Vacation Club Savings

Who can join Leaders Credit Union

Where you live or work

Employers and groups

Family and household