Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Pennsylvania
- 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are computed monthly on average daily balances of $5 or more and posted monthly. Must be a member (or become a member) to open; membership requires living, working, worshiping, volunteering, or attending school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties.
Offer: Dividends are computed monthly on average daily balances of $5 or more and posted monthly.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and maintain. Opening makes you a member of PFFCU. No transaction limits.
Offer: Minimum $5 deposit required.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary membership share account. Requires valid photo ID and $5 opening deposit.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a $5 minimum balance to establish and maintain membership.
Offer: Regular shares require a minimum balance of $5 to open the account. Disclosed dividend rates are variable.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open up to five additional savings shares to manage savings goals. Additional savings shares have no minimum balance.
Offer: Additional savings shares have no minimum balance. Disclosed dividend rates are variable.
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - First Heritage Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–1.26% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Membership eligibility required. Member forfeits dividends if account is closed before dividends accrue.
0.25% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.25% $50,000 – $99,999 0.65% $100,000 – $249,999 1.00% $250,000 and up 1.26% Rate checked
More details - People First Federal Credit UnionSmart Saver AccountSavings · $0 min · 0.25%–3.50% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Non-members must open a Primary Share/Savings Account first with a minimum $5.00 balance. Reverse tiered rate structure paying interest on balances within each tier. Limit of one Smart Saver Account per member.
Offer: Tier 1 rate applied to balances between $0.00 and $2,499.99.
3.45% interest rate · No monthly fee · Effective Feb 10, 2026
Rate by balance
Rate by balance for Smart Saver Account Balance APY Up to $2,500 3.50% $2,500 – $5,000 1.25% $5,000 – $10,000 0.50% $10,000 and upYour amountStated dividend rate is 0.25% - 0.30%. 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service fees for active accounts. Dividends compounded and paid monthly. Minimum balance is $5.00.
Offer: No monthly service fees for active accounts. Dividends compounded and paid monthly. Variable rate.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum balance to earn dividends is $100.00. One-time $1.00 membership fee. Dividends paid quarterly based on average daily balance. No maintenance, monthly or annual fees.
Offer: Minimum balance to earn dividends is $100.00. Dividends paid quarterly.
0.25% interest rate · No monthly fee · Effective Apr 3, 2023
Rate checked
More details - High Point Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Must maintain a minimum average daily balance of $2,500 to earn monthly dividends and receive disclosed APY. Up to six withdrawals or pre-authorized transfers per month.
Offer: Minimum average daily balance of $2,500 required to earn dividends.
0.00% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.25% $10,000 – $25,000Your amountMust maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.25% $25,000 – $50,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.30% $50,000 – $100,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.35% $100,000 – $250,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.50% $250,000 and upMust maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.90% Rate checked
More details - High Point Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.27% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Primary share savings account establishes credit union membership ($5 required hold). Minimum average daily balance of $300 required to earn dividends. No monthly service charges.
Offer: Must maintain a minimum average daily balance of $300 in account for the month to earn dividends.
0.00% interest rate · No monthly fee · Effective Mar 1, 2023
Rate by balance
Rate by balance for Share Savings Balance APY Up to $300 0.00% $300 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.27% Rate checked
More details - CHROME Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $10,000 min
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Consumer accounts only. Dividends compounded and credited monthly.
Offer: An average daily balance of $10,000 is required to avoid the $7.50 monthly maintenance fee.
$7.50 monthly fee · Effective Jun 26, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be at least 18 years old to open a money market account without a joint account holder. Minimum check amount is $500. Up to 6 transfers or withdrawals per month.
Offer: Earnings are compounded and credited monthly. $500 minimum balance required to earn interest on account.
0.25% interest rate
Rate checked
More details - Susquehanna Valley Federal Credit UnionMoney MarketsMoney Markets · $2,500 min · 0.25%–0.65% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are credited monthly and paid on the last day of each month. Minimum balance required to earn dividends. $10 Monthly Fee if balance falls below minimum balance required. Open to anyone who lives, works, worships or attends school in Cumberland, Dauphin or Perry County, PA, and their family members.
Offer: $10 Monthly Fee if balance falls below minimum balance required ($2,500).
0.25% interest rate · $10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 – $99,999 0.50% $100,000 and up 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch