Credit union · NCUA insured
Hidden River Credit Union Savings Rates
Hidden River Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Share Savings. Rates checked October 16, 2026.
How Hidden River Credit Union’s savings rates compare
Compared with banks and credit unions near Pottsville, PA, where Hidden River Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hidden River Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Regular Share Savings
Top rate
CACL Federal Credit Union
2.00%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $200
2nd-highest rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
Hidden River Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hidden River Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.25%APY
No monthly service fees for active accounts. Dividends compounded and paid monthly. Minimum balance is $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upNo monthly service fees for active accounts. Dividends compounded and paid monthly. Variable rate.$5 and up | 0.25% | $25 | No monthly service fees for active accounts. Dividends compounded and paid monthly. Variable rate. |
Sources (3)
All captured Sep 26, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
1.26%APY
Traditional, Roth, Converted, and Coverdell Education Savings Accounts offered. No minimum account balance requirements or monthly fees. Dividends compounded and paid monthly. Transfer or closing of IRA incurs fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Traditional IRA, Roth IRA, or Coverdell Education Savings. No minimum contribution or limit on number of deposits. Dividends compounded and paid monthly.Any balance | 1.26% | $126 | Variable rate. Traditional IRA, Roth IRA, or Coverdell Education Savings. No minimum contribution or limit on number of deposits. Dividends compounded and paid monthly. |
Sources (3)
All captured Sep 26, 2026
Christmas Club
0.30%APY
Funds automatically transfer to Regular Share Savings first week of October unless check requested. Initiating transfer/withdrawal before annual maturity date incurs fee per request; more than 5 requests may subject account to closure. Dividends compounded and paid monthly. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (3)
All captured Sep 26, 2026
My Club
0.30%APY
Transfers or withdrawals limited to 1 per month as requested; additional requests incur a fee. Dividends compounded and paid monthly. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (3)
All captured Sep 26, 2026
Vacation Club
0.30%APY
Transfers or withdrawals limited to 1 per month as requested; additional requests incur a fee. Dividends compounded and paid monthly. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (3)
All captured Sep 26, 2026
Who can join Hidden River Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school within Schuylkill County is eligible for membership.
Cost to join
- There is a $1 non-refundable new membership fee.
- Must maintain a minimum share deposit of $5 in a new share savings account.
Membership information collected October 5, 2026.