Credit union · NCUA insured
Susquehanna Valley Federal Credit Union Savings Rates
Susquehanna Valley Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Markets. Rates checked October 16, 2026.
How Susquehanna Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Harrisburg, PA, where Susquehanna Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Susquehanna Valley Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Money Markets
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Pennian Bank
3.75%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $375
Susquehanna Valley Federal Credit Union savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Susquehanna Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Markets
0.25%APY
Dividends are credited monthly and paid on the last day of each month. Minimum balance required to earn dividends. $10 Monthly Fee if balance falls below minimum balance required. Open to anyone who lives, works, worships or attends school in Cumberland, Dauphin or Perry County, PA, and their family members.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $24,999$10 Monthly Fee if balance falls below minimum balance required ($2,500). | 0.25% | $25 | $10 Monthly Fee if balance falls below minimum balance required ($2,500). |
| $25,000 – $49,999 | 0.35% | — | |
| $50,000 – $99,999 | 0.50% | — | |
| $100,000 and up | 0.65% | — |
Sources (1)
- svfcu.org/accounts/deposit-rates · captured Sep 17, 2026
Goal Savings
0.10%APY
Exempt from the $100 minimum balance required on other Share & Club accounts to earn dividends. Dividends paid on the last day of each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$0.00 minimum balance required to open account. Exempt from the $100 minimum balance required on other Share & Club accounts to earn dividends. Dividends are paid on the last day of each month.Any balance | 0.10% | $10 | $0.00 minimum balance required to open account. Exempt from the $100 minimum balance required on other Share & Club accounts to earn dividends. Dividends are paid on the last day of each month. |
Share Savings
0.10%APY
The foundation of SVFCU membership. $5 minimum balance required to open account. Dividends accrue on savings balances over $100. No maintenance or annual fees. Dividends are credited monthly on the last day of each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $5.00 balance required to open account. $100 minimum balance required to earn dividends. Dividends are paid on the last day of each month. No maintenance or annual fees.$100 and up | 0.10% | $10 | Minimum $5.00 balance required to open account. $100 minimum balance required to earn dividends. Dividends are paid on the last day of each month. No maintenance or annual fees. |
Special-purpose accounts
Club Account
0.10%APY
Special purpose sub-accounts working under primary share savings to prepare for periodic expenses and short term goals. Dividends are credited monthly on the average daily balance / paid on the last day of each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum opening balance listed in rate schedule. Requires a $100 minimum balance to earn dividends. Dividends are paid on the last day of each month.$100 and up | 0.10% | $10 | $100.00 minimum opening balance listed in rate schedule. Requires a $100 minimum balance to earn dividends. Dividends are paid on the last day of each month. |
Coverdell Education Savings
0.10%APY
Coverdell Education Savings Account (ESA) offered as a Share Savings Account variant for education savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAvailable as a Share Savings Account. Requires $5.00 opening balance; $100 minimum balance required to earn dividends. Dividends paid on the last day of each month.$100 and up | 0.10% | $10 | Available as a Share Savings Account. Requires $5.00 opening balance; $100 minimum balance required to earn dividends. Dividends paid on the last day of each month. |
Health Savings Account
0.10%APY
Health Savings Account (HSA) offered as a Share Savings Account variant for individuals with a high-deductible health care plan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAvailable as a Share Savings Account. Requires $5.00 opening balance; $100 minimum balance required to earn dividends. Dividends paid on the last day of each month.$100 and up | 0.10% | $10 | Available as a Share Savings Account. Requires $5.00 opening balance; $100 minimum balance required to earn dividends. Dividends paid on the last day of each month. |
Sources (3)
All captured Oct 6, 2026
IRA Savings
0.10%APY
Available as a Traditional or Roth IRA sub-account called an IRA Accumulation Account. There is no minimum initial deposit and no set-up fee. Dividends are paid on the last day of each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum initial deposit ($0 minimum balance required to open) and no set-up fee. Dividends are paid on the last day of each month.Any balance | 0.10% | $10 | No minimum initial deposit ($0 minimum balance required to open) and no set-up fee. Dividends are paid on the last day of each month. |
Sources (2)
All captured Oct 6, 2026
Who can join Susquehanna Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.