Credit union · NCUA insured
Eagle One Federal Credit Union Savings Rates
Top CarrotEagle One Federal Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Eagle One Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Eagle One Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eagle One Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Eagle One Federal Credit Union savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.40%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.60%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eagle One Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.50%APY
Variable rate. Minimum balance is $1,000. Transactions are limited to 3 per month, including deposits and withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Rates are subject to change without notice. | 1.40% | — | Rates are subject to change without notice. |
| $10,000 – $25,000Rates are subject to change without notice. | 1.50% | $150 | Rates are subject to change without notice. |
| $25,000 – $50,000Rates are subject to change without notice. | 1.60% | — | Rates are subject to change without notice. |
| $50,000 – $75,000Rates are subject to change without notice. | 1.75% | — | Rates are subject to change without notice. |
| $75,000 – $100,000Rates are subject to change without notice. | 2.00% | — | Rates are subject to change without notice. |
| $100,000 – $250,000Rates are subject to change without notice. | 2.60% | — | Rates are subject to change without notice. |
Sources (1)
- eagleonefcu.org/money-market · captured Sep 19, 2026
Primary Share Savings
0.25%APY
Minimum balance to earn dividends is $100.00. One-time $1.00 membership fee. Dividends paid quarterly based on average daily balance. No maintenance, monthly or annual fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. Dividends paid quarterly. | 0.25% | $25 | Minimum balance to earn dividends is $100.00. Dividends paid quarterly. |
| Over $10,000Minimum balance to earn dividends. Dividends paid quarterly. | 0.25% | — | Minimum balance to earn dividends. Dividends paid quarterly. |
| Over $25,000Minimum balance to earn dividends. Dividends paid quarterly. | 0.25% | — | Minimum balance to earn dividends. Dividends paid quarterly. |
Special-purpose accounts
Holiday Club Savings
1.00%APY
Holiday Club dividends are paid annually on November 1st. Minimum balance to earn dividends is $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upHoliday Club dividends are paid annually on November 1st. Minimum balance to earn dividends is $100.00.$100 and up | 1.00% | $100 | Holiday Club dividends are paid annually on November 1st. Minimum balance to earn dividends is $100.00. |
Sources (1)
- eagleonefcu.org/account-rates · captured Sep 19, 2026
IRA Savings
0.25%APY
IRA savings account with variable rate, no fixed term, and quarterly dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upBalance requirement: $100.00 minimum to earn dividends. | 0.25% | $25 | Balance requirement: $100.00 minimum to earn dividends. |
| Over $10,000Balance requirement: $10,000.01 minimum. | 0.25% | — | Balance requirement: $10,000.01 minimum. |
| Over $25,000Balance requirement: $25,000.01 minimum. | 0.25% | — | Balance requirement: $25,000.01 minimum. |
Vacation Club Savings
0.25%APY
Vacation Club dividends are paid quarterly. Minimum balance to earn dividends is $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVacation Club dividends are paid quarterly. Minimum balance to earn dividends is $100.00.$100 and up | 0.25% | $25 | Vacation Club dividends are paid quarterly. Minimum balance to earn dividends is $100.00. |
Sources (1)
- eagleonefcu.org/account-rates · captured Sep 19, 2026
Youth Savings
0.25%APY
For youth ages 17 and under. $5 reward deposited into account for each subject on report cards at the end of each marking period (up to grade 12). Minimum balance to earn dividends is $100.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. For youth ages 17 and under. | 0.25% | $25 | Minimum balance to earn dividends is $100.00. For youth ages 17 and under. |
| Over $10,000Minimum balance to earn dividends. For youth ages 17 and under. | 0.25% | — | Minimum balance to earn dividends. For youth ages 17 and under. |
| Over $25,000Minimum balance to earn dividends. For youth ages 17 and under. | 0.25% | — | Minimum balance to earn dividends. For youth ages 17 and under. |
Who can join Eagle One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses/legal entities located within specific geographic areas of Philadelphia County, Camden County, Delaware County, and New Castle County.
Employers and groups
- Membership is open to employees and members of listed Select Employer Groups (SEGs).
Military, government and schools
- Membership is open to all Philadelphia District and Lancaster postal employees and retirees, letter carriers employed by the Philadelphia Post Office, and their immediate family members.
Family and household
- Membership is open to immediate family members (parents, spouses, children, siblings, grandparents, grandchildren, stepparents, stepchildren, step-siblings) and household members of current Eagle One FCU members.
Other ways
- Business membership can be established by a primary business owner who meets any of the credit union's eligibility qualifications.
Cost to join
- An initial deposit of $6.00 into a primary savings account represents a share in the credit union.
Membership information collected October 4, 2026.