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Credit union · NCUA insured

Penlanco Federal Credit Union Savings Rates

Penlanco Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.

How Penlanco Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Lancaster, PA, where Penlanco Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Penlanco Federal Credit Union

    0.25%APY

    Minimum
    $5
    Earns on $10,000 a year
    $25

    Share Savings

  • Top rate

    Northwest Bank

    4.00%APY

    Minimum
    $1
    Earns on $10,000 a year
    $400

    Northwest Bank rates

  • 2nd-highest rate

    Univest

    3.75%APY

    Minimum
    —
    Earns on $10,000 a year
    $375

    Univest rates

Compare savings rates near you →

Penlanco Federal Credit Union savings score

71

Savings score

Higher than 29% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0000.25%
  • $100,000 balance$100,0000.25%
  • QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Penlanco Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Penlanco Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees, volunteers, students, clients, or members of participating employer groups and partner organizations are eligible for membership.

Military, government and schools

  • Veterans, active-duty military members, and reservists are eligible for membership through partnership with the National Credit Union Coalition for America’s Heroes.

Family and household

  • Immediate family (spouse, children, grandchildren, siblings, parents, grandparents, and step-relatives) and household members of current members or individuals eligible for membership are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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