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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 61–75 results in New Jersey

  1. Hanmi BankSimple SavingsSavings · $100 min · 2.20%–2.70% by balance

    Bank · 1 branch

    2.20%APY$220 a year on $10,000
  2. Top Carrot, Carrot Score 87
    Bogota Savings BankStatement SavingsSavings · $100 min · 0.75%–3.56% by balance

    Bank · 7 branches

    2.02%APY$202 a year on $10,000
  3. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  4. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionEmergency Fund SavingsSavings

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionSecondary SavingsSavings

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000intro rate
  6. Division 819 Transit Employees Credit UnionSavingsSavings · $100 min · 0.50%–2.02% by balance

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000
  7. Central Jersey Federal Credit UnionMoney MarketMoney Market · $1,000 min

    Credit union · 1 branch

    2.00%APY$200 a year on $10,000
  8. Raritan Bay Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–2.00% by balance

    Credit union · 1 branch

    2.00%APY$200 a year on $10,000
  9. ConnectOne BankConnect Money MarketConnect Money Market · $1,000 min · 2.00%–2.10% by balance

    Bank · 14 branches

    2.00%APY$200 a year on $10,000
  10. Top Carrot, Carrot Score 87
    NEW MILLENNIUM BANKSuper SavingsSavings · $10,000 min · 2.00%–2.75% by balance

    Bank · 5 branches

    2.00%APY$200 a year on $10,000
  11. Top Carrot, Carrot Score 95
    Bridgeton Onized Federal Credit UnionMoney Market AccountMoney Market Account · $3,000 min

    Credit union · 2 branches

    1.94%APY$194 a year on $10,000
  12. Top Carrot, Carrot Score 89
    B-M S Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.91%–2.42% by balance

    Credit union · 3 branches

    1.91%APY$191 a year on $10,000
  13. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionBest Life Advantage Tiered SavingsSavings · $0 min · 1.90%–2.40% by balance

    Credit union · 1 branch

    1.90%APY$190 a year on $10,000intro rate
  14. Top Carrot, Carrot Score 89
    S. Middlesex FCUMoney Management SavingsMoney Management Savings · $2,500 min · 1.90%–2.40% by balance

    Credit union · 1 branch

    1.90%APY$190 a year on $10,000
  15. CTBC BankOnline Personal SavingsSavings · $250 min · 1.80%–3.30% by balance

    Bank · 1 branch

    1.80%APY$180 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in New Jersey

414 accounts at 152 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
2.84%
Banks, typical
0.15%
Credit unions, typical
0.16%

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New Jersey

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 1 branch
  3. Bridgeton Onized Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate