Credit union · NCUA insured
Division 819 Transit Employees Credit Union
A $15.9M credit union headquartered in Irvington, NJ, with 1,502 members and 1 branch in New Jersey. Best rates: savings 2.02% APY.
Division 819 Transit Employees Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#101 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Division 819 Transit Employees Credit Union
Founded in 1945 in Irvington, New Jersey, Division 819 Transit Employees Credit Union is a member-owned financial cooperative.
Chartered in 1945, the credit union was established to provide Amalgamated Transit Union Local 819 employees and family members a means to save and borrow money.
- Headquarters
- 186 Brookside Ave, Irvington, NJ 07111
- NCUA charter
- 62855
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals employed by Amalgamated Transit Union (ATU) Local 819.
Family and household
- Membership is open to immediate family of current members.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Division 819 Transit Employees CUMain office186 Brookside Ave, Irvington, NJ 07111Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.63% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $43 | $59 | — |
- CapitalNet worth ratio17.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.63%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$43Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Division 819 Transit Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.