Credit union · NCUA insured
B-M S Federal Credit Union Savings Rates
Top CarrotB-M S Federal Credit Union’s best savings rate is 1.91% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How B-M S Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Trenton, NJ, where B-M S Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
B-M S Federal Credit Union
1.91%APY
- Minimum
- $5
- Earns on $10,000 a year
- $191
Money Market
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Altra Federal Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
B-M S Federal Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.91%
- $100,000 balance$100,0002.42%
- QualifiedQualified1.91%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where B-M S Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.91%APY
Dividends start only with balance of $2000 or more. NO transaction limitations.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $19,999 | 1.91% | $191 |
| $20,000 – $75,000 | 2.17% | — |
| $75,000 and up | 2.42% | — |
Regular Savings Account
0.05%APY
Must qualify for membership at B-M S Federal Credit Union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
Holiday and Vacation Club Account
0.05%APY
Routine deposits automatically made throughout the year. Holiday Club funds transferred during the first week of November, and Vacation Club funds transferred during the first week of May to a designated B-M S FCU account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Senior Savings Account
0.05%APY
Must be age 62 or higher to qualify.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join B-M S Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.