Credit union · NCUA insured
Bridgeton Onized Federal Credit Union Savings Rates
Top CarrotBridgeton Onized Federal Credit Union’s best savings rate is 1.94% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Bridgeton Onized Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Vineland, NJ, where Bridgeton Onized Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bridgeton Onized Federal Credit Union
1.94%APY
- Minimum
- —
- Earns on $10,000 a year
- $194
Money Market Account
Top rate
First Harvest Credit Union
3.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $300
2nd-highest rate
The First National Bank of Elmer
2.50%APY
- Minimum
- $500
- Earns on $10,000 a year
- $250
Bridgeton Onized Federal Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.61%
- $10,000 balance$10,0001.94%
- $100,000 balance$100,0001.94%
- QualifiedQualified1.94%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bridgeton Onized Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.94%APY
Membership eligibility required (through a select employer group, family member of an existing member, or an association/community support group). $3,000 minimum balance; 6 transaction limit. $50.00 fee if balance falls below $3,000 at any time during the month; $75.00 excessive transaction fee per transaction exceeding the limit of 6.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $3,000 and up$3,000 minimum balance. $50.00 fee when balance falls below $3,000 during the month. 6 transaction limit ($75.00 excessive transaction fee per occurrence exceeding 6).$3,000 and up | 1.94% | $194 | $3,000 minimum balance. $50.00 fee when balance falls below $3,000 during the month. 6 transaction limit ($75.00 excessive transaction fee per occurrence exceeding 6). |
Sources (2)
All captured Oct 4, 2026
Regular Share Savings Account
0.61%APY
Every member is required to have a Share Savings Account as part of their share in the Credit Union. Unlimited withdrawals, optional direct deposit and payroll deduction.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.61% | $61 |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
Special Savings Account
0.61%APY
Unlimited withdrawals, optional auto-transfer.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.61% | $61 |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
Special-purpose accounts
Vacation Club Account
0.59%APY
Unlimited withdrawals, optional auto-transfer.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.59% | $59 |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
Holiday Club Account
0.35%APY
No schedule for deposits. Funds are transferred to Share Savings in October. Early closing penalty applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds are transferred to Share Savings in October. Early closing penalty applies.Any balance | 0.35% | $35 | Funds are transferred to Share Savings in October. Early closing penalty applies. |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
IRA Savings Account
0.22%APY
Tax-deferred retirement savings account. Deposits via payroll deduction, direct deposit, in person, or by mail.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.22% | $22 |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
Who can join Bridgeton Onized Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not otherwise qualify can join by making a one-time $10 donation to one of the credit union's Community Support Groups.
Employers and groups
- Individuals associated with Nanticoke Lenni-Lenape or Word of Life Christian Center are eligible for membership.
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Family or household members of a current BOFCU account holder in good standing are eligible to join.
Cost to join
- A one-time donation of $10 to a Community Support Group is required for membership via the community support group path.
Membership information collected October 5, 2026.