Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Minnesota
- First Alliance Credit UnionPersonal Money Market AccountsPersonal Money Market Accounts · $2,000 min · 1.10%–2.70% by balance
Credit union · 5 branches
1.10%APY$110 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $2,000. Monthly fee assessed if balance falls below $2,000 minimum balance.
1.09% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Personal Money Market Accounts Balance APY $2,000 – $20,000Your amount 1.10% $20,000 – $50,000 1.50% $50,000 – $100,000 1.80% $100,000 – $250,000 2.10% $250,000 and up 2.70% Rate checked
More details - 1.06%APY$106 a year on $10,000
Requirements
Product: Minimum balance of $500 to earn interest and avoid service fees. No service charge if minimum balance of $500 is maintained. Interest earned each day balance is $500 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly.
Offer: $10 service fee if minimum balance is not maintained. Variable rate. Paid monthly.
1.05% interest rate · Compounded monthly · $10 monthly fee
Rate checked
More details - Harvest BankPrime Time Money MarketPrime Time Money Market · $5,000 min · 1.05%–2.60% by balance
Bank · 6 branches
1.05%APY$105 a year on $10,000Requirements
Product: Variable rate account; rate may change after opening. Fees may reduce earnings. Tiered rates based on balance.
1.04% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Prime Time Money Market Balance APY $5,000 – $50,000Your amount 1.05% $50,000 – $100,000 1.65% $100,000 – $250,000 2.05% $250,000 – $1,000,000 2.60% Rate checked
More details - Blaze Credit UnionMoney MarketMoney Market · $2,500 min · 1.05%–3.30% by balance
Credit union · 27 branches
1.05%APY$105 a year on $10,000Requirements
Product: Tiered dividends paid monthly. Minimum balance of $2,500 required to open and to avoid monthly minimum balance fee.
Offer: Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $0.01; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
1.05% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 1.05% $10,000 – $20,000Your amount 1.05% $20,000 – $50,000 1.05% $50,000 – $100,000 1.05% $100,000 – $250,000 1.65% $250,000 – $500,000 2.05% $500,000 – $1,000,000 2.80% $1,000,000 and up 3.30% Rate checked
More details - ESB Banking & InsuranceStatement Savings AccountSavings · $0 min · 0.30%–1.01% by balance
Bank · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Variable rate account with rates subject to change. $8 monthly service charge waived with a $200 minimum balance (minors under 18 are not subject to the minimum balance requirement).
Offer: Variable rate subject to change. $8 monthly fee waived with $200 minimum balance (minors under 18 exempt).
0.30% interest rate · $8 monthly fee · Effective Aug 5, 2026
Rate by balance
Rate by balance for Statement Savings Account Balance APY Up to $4,999 0.30% $5,000 – $9,999 0.35% $10,000 and upYour amount 1.01% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Standard savings account. $200 minimum deposit to open ($50 to open for clients under age 19). Monthly service charge of $3 waived by maintaining a $200 average daily balance or for clients under age 19. Limit of 6 pre-authorized/automatic/third-party transactions per month.
Offer: Compounded and paid monthly. Minimum balance to obtain APY is $200. $3 monthly service charge waived with $200 average daily balance or if under age 19 ($50 minimum opening deposit for under 19).
1.00% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - NorthRidge Community Credit UnionMoney MarketMoney Market · $1,500 min · 0.50%–2.02% by balance
Credit union · 5 branches
1.01%APY$101 a year on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, or attending school in Itasca, Lake, or St. Louis County, MN, or being an eligible relative/spouse.
Offer: Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $7,500 0.50%* $7,500 – $50,000Your amount 1.01%* $50,000 – $100,000 1.51%* $100,000 and up 2.02%* Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: $5 minimum balance. Unlimited deposits allowed. Earn prize entries for every $25 increase in monthly savings (limit 4 entries per month). Maximum of two withdrawals per 12-month period with early withdrawal penalties of $10 for first and $25 for second; more than 2 withdrawals results in account closure and 90-day ineligibility to reopen.
Offer: Dividends paid on a monthly basis. Early withdrawal penalties apply ($10 for 1st withdrawal, $25 for 2nd withdrawal in a 12-month period).
1.00% interest rate · Effective Aug 17, 2026
Rate checked
More details - CentricityCUMoney Market AccountMoney Market Account · $0 min · 0.05%–2.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service fee. Limited to six withdrawals per month.
Offer: Monthly dividends. Up to six withdrawals or transfers per statement period; exceeding transfer limitations subjects account to a fee or closure.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.70% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - TruStone FinancialMoney MarketMoney Market · $2,500 min · 0.10%–3.00% by balance
Credit union · 19 branches
1.00%APY$100 a year on $10,000Requirements
Product: TruStone Financial membership required.
Offer: $10 monthly maintenance fee if balance is less than $2,500.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.80% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 3.00% $250,000 and up 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. Maintain an average daily balance of $10,000 to avoid $10 service charge. Maximum 6 withdrawals/transfers per month (or 18 per statement cycle). Rates effective February 11, 2019 and subject to change.
Offer: Maintain an average daily balance of $10,000 to avoid $10 service charge. Rate effective February 11, 2019. Balance range stated as $01.-$10,000.
0.10% interest rate · $10 monthly fee · Effective Feb 11, 2019
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $10,000 0.10% $10,000 and upYour amount 1.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: $5.00 monthly paper statement fee for accounts not enrolled in eStatements. Interest is accrued on a daily ledger balance and credited to the account monthly. Fees may reduce earnings.
Offer: Rate applies to balances $0.01 – $24,999.99. $5.00 monthly paper statement fee if not enrolled in eStatements.
1.00% interest rate · No monthly fee · Effective Jul 24, 2023
Rate by balance
Rate by balance for Elite Savings Balance APY Up to $25,000Your amount 1.00% $25,000 – $50,000 2.05% $50,000 and up 3.50% Rate checked
More details - Security BankUSAUSA Money Market AccountUSA Money Market Account · $10,000 min · 0.90%–1.66% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered Money Market Deposit Account. Open with a minimum opening balance of $10,000 and maintain a minimum balance of $1,000 to avoid service charges. Monthly service charge is $10 if balance below $1,000. Interest compounded and credited monthly.
Offer: Monthly service charge of $10 if balance falls below $1,000.
0.90% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for USA Money Market Account Balance APY $1,000 – $10,000 0.90% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.16% $100,000 – $200,000 1.31% $200,000 – $1,000,000,000 1.66% Rate checked
More details - Lake Elmo BankMoney Market Savings PlusMoney Market Savings Plus · $20 min · 1.00%–3.40% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: $1,000 daily minimum balance; compounded monthly. Minimum $20 required to open all savings accounts unless otherwise stated.
Offer: $1,000 daily minimum balance; compounded monthly.
1.00% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Plus Balance APY Up to $250,000Your amount 1.00% $250,000 – $500,000 2.52% $500,000 – $750,000 2.94% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - North Star BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.90%–1.11% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Fees may reduce earnings.
Offer: Daily Balances up to $2,499.99; Fees may reduce earnings.
0.90% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.90% $2,500 – $25,000Your amount 1.00% $25,000 – $10,000,000 1.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch