Bank · FDIC insured
MinnStar Bank Savings Rates
MinnStar Bank’s best savings rate is 1.00% APY on $10,000, with its Elite Savings. Rates checked October 16, 2026.
How MinnStar Bank’s savings rates compare
Compared with banks and credit unions near Mankato, MN, where MinnStar Bank has the most branches. $10,000, best rate first.
This bank’s best
MinnStar Bank
1.00%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
Elite Savings
Top rate
BankVista
3.51%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $351
2nd-highest rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
MinnStar Bank savings score
84
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0000.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MinnStar Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elite Savings
1.00%APY
$5.00 monthly paper statement fee for accounts not enrolled in eStatements. Interest is accrued on a daily ledger balance and credited to the account monthly. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rate applies to balances $0.01 – $24,999.99. $5.00 monthly paper statement fee if not enrolled in eStatements. | 1.00% | $100 | Rate applies to balances $0.01 – $24,999.99. $5.00 monthly paper statement fee if not enrolled in eStatements. |
| $25,000 – $50,000Rate applies to balances $25,000.00 – $49,999.99. $5.00 monthly paper statement fee if not enrolled in eStatements. | 2.05% | — | Rate applies to balances $25,000.00 – $49,999.99. $5.00 monthly paper statement fee if not enrolled in eStatements. |
| $50,000 and upRate applies to balances $50,000 and over. $5.00 monthly paper statement fee if not enrolled in eStatements. | 3.50% | — | Rate applies to balances $50,000 and over. $5.00 monthly paper statement fee if not enrolled in eStatements. |
Sources (2)
All captured Oct 5, 2026
Money Market Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Oct 16, 2026
Quarterly Savings
0.20%APY
Quarterly service fee of $7.00 when balance drops below $25 any day in the quarterly cycle. $1.00 per debit fee for each debit in excess of 18 debits per quarterly statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum qualifying balance to avoid fees is $25.00.Any balance | 0.20% | $20 | Minimum qualifying balance to avoid fees is $25.00. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Youth Savings
1.51%APY on $10,000
Quarterly service fee of $7.00 when balance drops below $25 any day in the quarterly cycle; $1.00 per debit fee for each debit in excess of 18 debits per quarterly statement cycle. Fees are waived for account owners under the age of 24. Interest is accrued on an average daily ledger balance and credited to the account quarterly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 1.50% |
| Over $10,000 | 0.25% |
On $10,000 the tiers blend to about 1.51% APY, earning $151 a year.
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.