Credit union · NCUA insured
NorthRidge Community Credit Union Savings Rates
NorthRidge Community Credit Union’s best savings rate is 1.01% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How NorthRidge Community Credit Union’s savings rates compare
Compared with banks and credit unions near Duluth, MN-WI, where NorthRidge Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NorthRidge Community Credit Union
1.01%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $101
Money Market
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
NorthRidge Community Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NorthRidge Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.01%APY
Membership eligibility requires living, working, worshipping, or attending school in Itasca, Lake, or St. Louis County, MN, or being an eligible relative/spouse.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $7,500Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. | 0.50% | — | Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. |
| $7,500 – $50,000Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. | 1.01% | $101 | Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. |
| $50,000 – $100,000Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. | 1.51% | — | Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. |
| $100,000 and upMinimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. | 2.02% | — | Minimum balance to earn interest: $1,500.00. Minimum withdrawal of $100.00. $15 fee after 6 withdrawals per month. $10 fee if balance falls below minimum. |
Sources (2)
All captured Sep 18, 2026
NorthRidge Special Savings
0.10%APY
Must connect to a NorthRidge Evergreen Rewards Checking or Evergreen Elite Checking account. Membership required (maintain at least one share).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays up to 0.10% APY. No monthly service fees; no minimum deposit to open; no minimum balance to earn rewards.Any balance | 0.10% | $10 | Pays up to 0.10% APY. No monthly service fees; no minimum deposit to open; no minimum balance to earn rewards. |
Sources (1)
- nrccu.org/savings-and-checking…vings/northridge-savings · captured Sep 18, 2026
Special-purpose accounts
Educational IRA
0.75%APY
Coverdell Educational savings account for higher education. Beneficiary must be under age 18 to receive contributions and make all withdrawals by age 30 (within 30 days after turning 30). Total contributions limited to $2,000 per year per beneficiary. Account held in minor's name.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFixed rate of 0.75%; dividends compounded and paid quarterly. No annual fee; no outgoing transfer or rollover fee.Any balance | 0.75% | $75 | Fixed rate of 0.75%; dividends compounded and paid quarterly. No annual fee; no outgoing transfer or rollover fee. |
Sources (1)
- nrccu.org/savings-and-checking/investing/educational-ira · captured Sep 18, 2026
Roth IRA
0.75%APY
Tax-qualified savings account for retirement. Income-eligibility restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFixed rate at 0.75%. Penalty-free qualified distributions after reaching age 59 1/2, requiring first contribution be made at least 5 years prior.Any balance | 0.75% | $75 | Fixed rate at 0.75%. Penalty-free qualified distributions after reaching age 59 1/2, requiring first contribution be made at least 5 years prior. |
Sources (1)
- nrccu.org/savings-and-checking/investing/roth-ira · captured Sep 18, 2026
Traditional IRA
0.75%APY
Tax-qualified savings account for retirement. Required minimum distributions (RMDs) start after age 73.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFixed rate of 0.75%; dividends compounded and paid quarterly. No minimum opening balance.Any balance | 0.75% | $75 | Fixed rate of 0.75%; dividends compounded and paid quarterly. No minimum opening balance. |
Sources (1)
- nrccu.org/savings-and-checking/investing/traditional-ira · captured Sep 18, 2026
Who can join NorthRidge Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.