Bank · FDIC insured
MinnStar Bank
A $204M bank headquartered in Lake Crystal, MN, with 2 branches in Minnesota. Best rates: CDs 4.05% and savings 1.00% APY.
MinnStar Bank Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#6 of 16 in Mankato, MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About MinnStar Bank
- Headquarters
- 202 N Main St, Lake Crystal, MN 56055
- FDIC certificate
- 13809 ↗
Branches
2 branches in Minnesota
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Minnesota
2 branches
- Minnstar Bank National AssociationMain office202 N Main St, Lake Crystal, MN 56055Directions
- Mankato Detached Facility201 Poplar St, Mankato, MN 56001Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.38% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.36% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.07% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio10.38%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.36%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.07%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of MinnStar Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.