Bank · FDIC insured
American Bank & Trust Savings Rates
American Bank & Trust’s best savings rate is 1.00% APY on $10,000, with its Platinum Savings. Rates checked October 22, 2026.
How American Bank & Trust’s savings rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where American Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
American Bank & Trust
1.00%APY
- Minimum
- $50
- Earns on $10,000 a year
- $100
Platinum Savings
Top rate
ONE AMERICAN BANK
3.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Citi
3.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $300
American Bank & Trust savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Savings
Up to 1.00%APY
Interest compounded and credited quarterly. Maintain an average daily balance of $10,000 to avoid $10 service charge. Maximum 6 withdrawals/transfers per month (or 18 per statement cycle). Rates effective February 11, 2019 and subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Maintain an average daily balance of $10,000 to avoid $10 service charge. Rate effective February 11, 2019. Balance range stated as $01.-$10,000. | 0.10% | $10 | Maintain an average daily balance of $10,000 to avoid $10 service charge. Rate effective February 11, 2019. Balance range stated as $01.-$10,000. |
| $10,000 and upMust maintain a minimum average daily balance of $10,000 to obtain the disclosed APY and avoid $10 service charge. Rate effective February 11, 2019. Balance range $10,000.00+. | 1.00% | $100 | Must maintain a minimum average daily balance of $10,000 to obtain the disclosed APY and avoid $10 service charge. Rate effective February 11, 2019. Balance range $10,000.00+. |
Sources (1)
- abt.bank/personal-banking/pers…savings/platinum-savings · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.