Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 526–540 results in Illinois
- 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Monthly service charge of $7 waived with a minimum balance of $1,000.
Offer: Tier I 0 - $2,499.99. Minimum to open: $1,000; Minimum w/o fee: $1,000 ($7 monthly service charge). Compounded monthly, paid monthly.
0.05% interest rate · Compounded monthly · $7 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - CommonWealth Credit UnionMoney MarketMoney Market · $1,500 min · 0.10%–0.35% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit to open is $1500.00. If the $1500.00 minimum balance is not maintained, a $20.00 fee is imposed and the account will not earn the APY disclosed. Checks written must be greater than $499.99 (lesser amounts returned). Deposits must be at least $200.00. ACH activity is not allowed and there is no overdraft protection. $25.00 fee if closed before 30 days.
Offer: If the $1500.00 minimum balance is not maintained, a $20.00 fee will be imposed and the account will not earn the APY disclosed.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $74,999 0.25% $75,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal or business money market account. A minimum daily balance of $2,500 is required to avoid a $15 monthly service fee. Minimum balance to earn APY is $2,500. Compounded and paid monthly.
Offer: $15 monthly service fee if daily balance falls below $2,500. Interest compounded and paid monthly.
0.10% interest rate · $15 monthly fee · Effective Mar 6, 2025
Rate checked
More details - Dieterich BankSave Green Personal SavingsSavings · $25 min · 0.10%–0.35% by balance
Bank · 17 branches
0.10%APY$10 a year on $10,000Requirements
Product: Everyday savings account. $3.00 fee if balance below $25.
Offer: $3.00 fee if balance below $25.
0.10% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Save Green Personal Savings Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.20% $100,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $3 quarterly service charge avoided by maintaining a $100 minimum balance; no service charge for full-time students (must notify the bank of this status).
Offer: No min. balance to earn APY. Avoid $3 quarterly service charge by maintaining a $100 minimum balance; no charge for full-time students.
0.10% interest rate · Effective Oct 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates may change at bank discretion at any time after the account is opened. Fees may reduce earnings.
Offer: $2.00 service charge applies if balance falls below $50.00 at any time during the statement cycle. $0.50 fee per debit over 3 per month. Rates may change after account opening. Fees may reduce earnings.
0.10% interest rate · $2 monthly fee · Effective Sep 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: APY applies to average daily account balances greater than or equal to $0.01. Rates are variable and may change at any time. Withdrawals are limited to 9 per statement cycle with a $1.00 fee per additional item, waived for accounts with average daily balance >= $1,000.00. A $10.00 maintenance fee applies for average daily balances below $100.00.
Offer: Variable rate. APY applies to average daily account balance >= $0.01. $10.00 maintenance fee applies if average daily balance falls below $100.00. Limit of 9 withdrawals per statement cycle, with a $1.00 fee per additional withdrawal (fee waived if average daily balance is >= $1,000.00).
0.10% interest rate · $10 monthly fee · Effective Sep 28, 2026
Rate checked
More details - IH Mississippi Valley Credit UnionRegular SavingsSavings · $5 min · 0.05%–0.15% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Member savings account required to establish membership. Retail accounts only, no commercial or institutional funds permitted. $25 minimum balance required to earn dividends. Unlimited withdrawals.
Offer: Tier 3. $25 min. balance required to earn dividends.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amountTier 2. 0.10% $25,000 and upTier 1. 0.15% Rate checked
More details - Republic Bank of ChicagoExecutive Money MarketExecutive Money Market · $2,500 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Product: Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee.
0.00% interest rate · $25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Executive Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fixed interest rate account. Monthly fee of $1.00 is waived if account balance is kept above $100.00 during statement cycle (imposed if balance falls below $100 on any day of statement cycle).
0.10% interest rate · $1 monthly fee · Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after account opening.
Offer: Minimum balance to obtain APY is $1,000.00. Interest rate and APY may change after account opening.
0.10% interest rate · Effective Oct 19, 2026
Rate checked
More details - Vibrant Credit UnionPremier SavingsSavings · $0 min · 0.10%–3.00% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered account: if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account. No monthly fees.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $99 0.10% $100 – $9,999 0.10% $10,000 – $14,999Your amount 0.10% $15,000 – $24,999 0.10% $25,000 – $99,999 3.00% $100,000 – $249,999 3.00% $250,000 – $999,999 3.00% $1,000,000 and up 3.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge if the average daily collected balance is at least $1,000.00; otherwise $6.00 service charge per statement cycle. Inactive Account Fee of $3.00 per month if inactive for more than 12 months and balance is less than $100.00.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For new customers opening online, must be a resident of Illinois or Wisconsin, a U.S. citizen or resident alien, and have a U.S. physical address.
Offer: Monthly service fee of $3 is waived if a $200 minimum daily balance is maintained; no fee is assessed on the first statement cycle after opening. Interest is compounded and paid monthly based on the statement cycle using the daily balance method.
0.10% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch