Bank · FDIC insured
First National Bank in Pinckneyville Savings Rates
First National Bank in Pinckneyville’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How First National Bank in Pinckneyville’s savings rates compare
Compared with banks and credit unions in Illinois, where First National Bank in Pinckneyville has the most branches. $10,000, best rate first.
This bank’s best
First National Bank in Pinckneyville
0.30%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
First National Bank in Pinckneyville savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank in Pinckneyville ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
APYs apply to average daily account balances of greater than or equal to $1.00. Rates are variable and may change at any time. Minimum deposit required to open the account is $1,000.00. There is a $10.00 monthly maintenance fee for balances below $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. | 0.20% | — | APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. |
| $2,500 – $9,999APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. | 0.20% | — | APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. |
| $10,000 – $24,999APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. | 0.30% | $30 | APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. |
| $25,000 – $100,000APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. | 0.40% | — | APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. |
| $100,000 – $1,000,000,000APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. | 0.40% | — | APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00. |
Savings
0.10%APY
APY applies to average daily account balances greater than or equal to $0.01. Rates are variable and may change at any time. Withdrawals are limited to 9 per statement cycle with a $1.00 fee per additional item, waived for accounts with average daily balance >= $1,000.00. A $10.00 maintenance fee applies for average daily balances below $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. APY applies to average daily account balance >= $0.01. $10.00 maintenance fee applies if average daily balance falls below $100.00. Limit of 9 withdrawals per statement cycle, with a $1.00 fee per additional withdrawal (fee waived if average daily balance is >= $1,000.00).Over $0 | 0.10% | $10 | Variable rate. APY applies to average daily account balance >= $0.01. $10.00 maintenance fee applies if average daily balance falls below $100.00. Limit of 9 withdrawals per statement cycle, with a $1.00 fee per additional withdrawal (fee waived if average daily balance is >= $1,000.00). |
Sources (4)
- fnbpville.com/2024/10/10/interest-rates
- fnbpville.com/interest-rates-2
- fnbpville.com/personal
- fnbpville.com/savings
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.15%APY
Balance transferred to an account of choice on the first business day of November. APY applies to average daily account balances greater than or equal to $0.01. Rates are variable and may change at any time. A penalty of $5.00 per withdrawal is incurred for early withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Balance transferred to an account of choice on the first business day of November. Variable rate. APY applies to average daily account balance >= $0.01. Early withdrawal penalty of $5.00 per withdrawal.Over $0 | 0.15% | $15 | Balance transferred to an account of choice on the first business day of November. Variable rate. APY applies to average daily account balance >= $0.01. Early withdrawal penalty of $5.00 per withdrawal. |
Sources (4)
- fnbpville.com/2024/10/10/interest-rates
- fnbpville.com/interest-rates-2
- fnbpville.com/personal
- fnbpville.com/savings
All captured Sep 17, 2026
Youth Savings
0.10%APY
For individuals 18 years or younger. APY applies to average daily account balances greater than or equal to $0.01. Rates are variable and may change at any time. Withdrawals are limited to 9 per statement cycle with a $1.00 fee per additional item, waived for accounts with average daily balance >= $1,000.00. A $10.00 maintenance fee applies for average daily balances below $50.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Available to individuals 18 years or younger. Variable rate. APY applies to average daily account balance >= $0.01. $10.00 maintenance fee applies if average daily balance falls below $50.00. Limit of 9 withdrawals per statement cycle, with a $1.00 fee per additional withdrawal (fee waived if average daily balance is >= $1,000.00).Over $0 | 0.10% | $10 | Available to individuals 18 years or younger. Variable rate. APY applies to average daily account balance >= $0.01. $10.00 maintenance fee applies if average daily balance falls below $50.00. Limit of 9 withdrawals per statement cycle, with a $1.00 fee per additional withdrawal (fee waived if average daily balance is >= $1,000.00). |
Sources (4)
- fnbpville.com/2024/10/10/interest-rates
- fnbpville.com/interest-rates-2
- fnbpville.com/personal
- fnbpville.com/savings
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.