Bank · FDIC insured
Dieterich Bank Savings Rates
Dieterich Bank’s best savings rate is 0.10% APY on $10,000, with its Save Green Personal Savings. Rates checked October 17, 2026.
How Dieterich Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Dieterich Bank has the most branches. $10,000, best rate first.
This bank’s best
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Extreme Green Savings
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Dieterich Bank savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.35%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dieterich Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Green Savings Duo (Duo Savings Account)
0.55%APY
Must deposit in conjunction with a 16-month Duo CD. $3 fee if balance below $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 fee if balance below $25.Any balance | 0.55% | $55 | $3 fee if balance below $25. |
Sources (2)
All captured Oct 17, 2026
Save Green Personal Savings
0.10%APY
Everyday savings account. $3.00 fee if balance below $25.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000$3.00 fee if balance below $25. · $25 to open | 0.10% | $25 | — | $3.00 fee if balance below $25. |
| $5,000 – $25,000Unknown to open | 0.10% | Unknown | $10 | |
| $25,000 – $100,000Unknown to open | 0.20% | Unknown | — | |
| $100,000 and upUnknown to open | 0.35% | Unknown | — |
Sources (2)
All captured Oct 17, 2026
Extreme Green Savings
0.00%APY on $10,000
Primary owner must be primary owner on Extreme Green Checking to qualify. Available only for residents of specific Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington. $3 paper statement fee unless $5,000 minimum daily balance is maintained or primary account owner is over 65.
| Part of the balance | Rate on that part |
|---|---|
| $20,000 and up | 0.20% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- dieterichbank.com/extreme-green-checking-and-savings
- dieterichbank.com/extreme-green-savings-account
- dieterichbank.com/rates-center
All captured Oct 17, 2026
Special-purpose accounts
Christmas Club Account
1.50%APY
Available to ages 16+. Earns interest. Annual distribution.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2 and up | 1.50% | $150 |
Sources (2)
All captured Oct 17, 2026
Money Market Plus (Monthly)
0.15%APY
Rates may change after account is opened. Minimum balance to avoid fee is $1,000, with a $5.00 penalty/fee if balance falls below. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rates may change after account is opened. $1,000 minimum balance, $5.00 penalty below minimum. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. | 0.15% | $15 | Rates may change after account is opened. $1,000 minimum balance, $5.00 penalty below minimum. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. |
| $25,000 – $100,000Rates may change after account is opened. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. | 0.25% | — | Rates may change after account is opened. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. |
| $100,000 – $500,000Rates may change after account is opened. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. | 0.50% | — | Rates may change after account is opened. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. |
| $500,000 and upRates may change after account is opened. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. | 1.06% | — | Rates may change after account is opened. Account holder will be automatically rolled into our regular savings account, Save Green, at age 13. |
Sources (1)
- dieterichbank.com/rates-center · captured Oct 16, 2026
Health Savings Account (HSA)
0.85%APY
Tax-exempt savings to pay for qualified medical expenses. Must be enrolled in a High Deductible Health Plan (HDHP). Includes HSA debit card.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1. | 0.15% | — | Tier 1. |
| $5,000 – $10,000Tier 2. | 0.40% | — | Tier 2. |
| $10,000 and upTier 3. | 0.85% | $85 | Tier 3. |
Sources (2)
All captured Oct 17, 2026
Individual Retirement Accounts (IRA)
0.60%APY
Individual Retirement Account savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance0.60% APY.Any balance | 0.60% | $60 | 0.60% APY. |
Sources (1)
- dieterichbank.com/rates-center · captured Oct 17, 2026
Super Green Savers
0.50%APY
Available to children age 0-12. Automatically rolls into Save Green at age 13. Reward for each deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance0.50% APY. Reward for each deposit.Any balance | 0.50% | $50 | 0.50% APY. Reward for each deposit. |
Sources (2)
All captured Oct 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.