Bank · FDIC insured
The FNB Community Bank Savings Rates
The FNB Community Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How The FNB Community Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where The FNB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
The FNB Community Bank
0.10%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $10
Regular Savings
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
The FNB Community Bank savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The FNB Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.10%APY
The interest rate and annual percentage yield may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum balance to obtain APY is $1,000.00. Interest rate and APY may change after account opening.$1,000 and up | 0.10% | $10 | Minimum balance to obtain APY is $1,000.00. Interest rate and APY may change after account opening. |
Sources (1)
- thefnb.com/rates · captured Sep 17, 2026
Regular Savings
0.10%APY
Fixed interest rate account. Monthly fee of $1.00 is waived if account balance is kept above $100.00 during statement cycle (imposed if balance falls below $100 on any day of statement cycle).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Christmas Savings Club
1.01%APY
Restrictions on withdrawals before November. A check with balance plus interest is issued in early November. Automatic transfers available. Can be opened at anytime.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 1.01% | $101 |
Sources (2)
All captured Sep 17, 2026
Vacation Savings Club
1.01%APY
Restrictions on withdrawals before May. A check with balance plus interest is issued at the end of April. Automatic sweeps available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 1.01% | $101 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.