Credit union · Privately insured
CommonWealth Credit Union Savings Rates
CommonWealth Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How CommonWealth Credit Union’s savings rates compare
Compared with banks and credit unions near Kankakee, IL, where CommonWealth Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CommonWealth Credit Union
2.02%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $202
Starphire Rewards Savings
Top rate
Peoples Bank of Kankakee County
2.60%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $260
3rd-highest rate
Midland States Bank
1.38%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $138
CommonWealth Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.35%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CommonWealth Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Starphire Rewards Savings
2.02%APY
Must meet monthly qualification of Starphire Rewards Checking (post and clear at least 10 debit card transactions, signed up for E-Statements, direct deposit or 1 ACH withdrawal per month). If qualifications are not met, earns the current savings rate on all balances. One account per SSN. Not for business accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Rate applies up to first $15,000 on deposit when Starphire Rewards Checking monthly qualifications are met. | 2.02% | $202 | Rate applies up to first $15,000 on deposit when Starphire Rewards Checking monthly qualifications are met. |
| $15,001 and upRate applies on balances at $15,001 and higher when Starphire Rewards Checking monthly qualifications are met. | 1.01% | — | Rate applies on balances at $15,001 and higher when Starphire Rewards Checking monthly qualifications are met. |
Sources (1)
- cwcu.com/deposit-accounts/starphire-checking · captured Sep 17, 2026
Money Market
0.10%APY
Requires a minimum opening deposit of $1,500.00. If the $1,500.00 minimum balance is not maintained, a $20.00 fee is imposed and the account will not earn the disclosed APY. Checks written must be greater than $499.99 (smaller checks will be returned). Deposits must be at least $200.00. ACH activity is not allowed.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $1,500 – $24,999$1,500 to open | 0.10% | $1,500 | $10 |
| $25,000 – $49,999Unknown to open | 0.15% | Unknown | — |
| $50,000 – $74,999Unknown to open | 0.25% | Unknown | — |
| $75,000 and upUnknown to open | 0.35% | Unknown | — |
Sources (2)
All captured Oct 16, 2026
Share Savings
0.15%APY
A one-time membership fee of $25.00 is required to open a share savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.15% | $15 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Traditional or ROTH IRA Share Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | $25 |
| $10,001 and up | 0.35% | — |
Who can join CommonWealth Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.