Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Idaho
- 0.50%APY$50 a year on $10,000
Requirements
Product: A $2 service fee is applied if minimum balance drops below $50. Accounts with a daily balance less than $50 will not accrue interest on that day. Funds withdrawn more than 6 times in one month incur a $10 service charge for each additional withdrawal.
Offer: APY assumes quarterly compounding and quarterly crediting frequency. Balances under $50.00 do not earn interest. Fee waiver applies when maintaining at least a $50 minimum balance.
0.50% interest rate · $2 monthly fee · Effective Oct 8, 2026
Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 25 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - Technology Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $0 min · 0.00%–2.05% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: $0.00 minimum balance to open account and $2,500.00 to earn dividends. $0.01 minimum balance to maintain account. For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. Direct deposit criteria waived with a private banking relationship.
Offer: $0.01 minimum balance to maintain account. $2,500.00 to earn dividends.
Qualified rate · 0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.85% $50,000 – $100,000 1.00% $100,000 – $150,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.25% $150,000 – $300,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.50% $300,000 – $500,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.90% $500,000 – $1,000,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.95% $1,000,000 and upDirect deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 2.05% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain $100 balance to waive the monthly fee. Interest paid quarterly.
Offer: Maintain $100 balance to waive monthly fee; $100 minimum to open; interest paid quarterly.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain $100 balance to waive monthly fee.
Offer: Maintain $100 balance to waive the fee.
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly fee, no minimum opening deposit, and no minimum balance requirement.
No monthly fee
Rate checked
More details - Cottonwood Community Federal Credit UnionRegular Shares (Savings)Savings · $5 min
Credit union · 7 branches
0.50%APY$50 a year on $10,000Requirements
Product: $5 minimum balance required. Regular Share rates are estimated for the month. Dividends declared monthly.
Offer: Regular Share rates are estimated for the month. Dividends declared monthly.
0.50% interest rate · No monthly fee · Effective Apr 1, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
- Latah Credit UnionSuperShares Money MarketSuperShares Money Market · $2,500 min · 0.40%–0.96% by balance
Credit union · 4 branches
0.45%APY$45 a year on $10,000Requirements
Product: Dividends calculated on an average daily balance method and paid on last calendar day of each month. No monthly maintenance fees. Shared branching available. Funds insured up to $250,000 by ASI.
Offer: Dividends calculated on an average daily balance method and paid on last calendar day of each month.
0.40% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for SuperShares Money Market Balance APY $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.45% $25,000 – $49,999 0.50% $50,000 – $99,999 0.55% $100,000 and up 0.96% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Available to Idaho residents saving for qualified medical expenses and long-term care costs. Must maintain an average daily balance of $5 to earn Annual Percentage Yield (APY). Must maintain $100 minimum daily balance to avoid $3 monthly service charge.
Offer: Must maintain an average daily balance of $5 to earn APY. Monthly fee of $3 is waived by maintaining a $100 minimum daily balance.
0.45% interest rate · $3 monthly fee
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 25 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 25 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Potlatch No 1 Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.45%–1.45% by balance
Credit union · 20 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
Offer: Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY.
Qualified rate · 0.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 0.45% $25,000 – $100,000 0.55% $100,000 – $250,000 1.25% $250,000 – $500,000 1.35% $500,000 and up 1.45% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $1,000.00 minimum opening deposit. A service fee of $10.00 is charged each month if the average daily balance falls below $1,000.00. Must maintain a minimum average daily balance of $5.00 to earn disclosed APY. Up to 6 withdrawals per statement cycle; $10 fee per excess transaction. Dormant fee of $5.00 per month after 12 months of inactivity.
Offer: Tier 1: Below $1,000.00. Minimum average daily balance of $5.00 required to obtain APY. The interest rate listed in each tier will be paid on the entire balance in your account.
0.05% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $250,000 1.11% $250,000 – $500,000 1.61% $500,000 – $1,000,000 2.12% $1,000,000 – $2,500,000 2.63% $2,500,000 and up 3.04% Rate checked
More details - ICCUMoney Market SavingsMoney Market Savings · $25 min · 0.00%–1.00% by balance
Credit union · 52 branches
0.40%APY$40 a year on $10,000Requirements
Product: Available to ICCU members who live or work in Idaho, Washington, eastern Oregon, or Arizona.
Offer: $15 monthly service fee if balance is less than $2,500. Minimum balance to earn interest is $2,500.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999$15 monthly service fee waived with balance of $2,500 or more. 0.60% $50,000 – $99,999$15 monthly service fee waived with balance of $2,500 or more. 0.75% $100,000 and up$15 monthly service fee waived with balance of $2,500 or more. 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Idaho
179 accounts at 54 banks and credit unions · checked Oct 15–22
- Typical
- 0.12%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
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Idaho
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- ICCUCredit union · 52 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch