Bank · FDIC insured
Farmers Bank Savings Rates
Farmers Bank’s best savings rate is 0.65% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Farmers Bank’s savings rates compare
Compared with banks and credit unions near Twin Falls, ID, where Farmers Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers Bank
0.65%APY
- Minimum
- $100
- Earns on $10,000 a year
- $65
Money Market Checking
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
ICCU
3.40%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Farmers Bank savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.65%APY
A $7 monthly service fee applies if minimum balance drops below $2,000 during the month; a $2 credit is applied if electing to receive monthly eStatements. Interest accrues at tiered rates if current daily balance is greater than $1,000. Up to 6 checks per statement cycle and unlimited in-house transactions; $10 per non-personal debit in excess of 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest will not accrue if current daily balance is below $1,000. Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. | 0.00% | — | Interest will not accrue if current daily balance is below $1,000. Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. |
| $1,000 – $20,000Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. | 0.65% | $65 | Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. |
| $20,000 – $50,000Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. | 0.70% | — | Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. |
| $50,000 – $100,000Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. | 0.95% | — | Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. |
| $100,000 and upMonthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. | 1.51% | — | Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000. |
Sources (3)
- open.farmersbankidaho.com/products
- farmersbankidaho.com/personal/…counts/personal-checking
- farmersbankidaho.com/personal/rates-and-fees
All captured Oct 15, 2026
Personal Savings
0.50%APY
A $2 service fee is applied if minimum balance drops below $50. Accounts with a daily balance less than $50 will not accrue interest on that day. Funds withdrawn more than 6 times in one month incur a $10 service charge for each additional withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upAPY assumes quarterly compounding and quarterly crediting frequency. Balances under $50.00 do not earn interest. Fee waiver applies when maintaining at least a $50 minimum balance.$50 and up | 0.50% | $50 | APY assumes quarterly compounding and quarterly crediting frequency. Balances under $50.00 do not earn interest. Fee waiver applies when maintaining at least a $50 minimum balance. |
Sources (3)
- open.farmersbankidaho.com/products
- farmersbankidaho.com/personal/…ccounts/personal-savings
- farmersbankidaho.com/personal/rates-and-fees
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.