Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Iowa
- 0.07%APY$7 a year on $10,000
Requirements
Product: $2 monthly service fee waived with a balance of $100 or more. Includes 15 free transfers per month ($10 excessive withdrawal charge per transfer over 15).
Offer: Interest rate and APY are variable and subject to change at any time. $0.01 minimum balance to obtain APY.
0.04% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $1,000 0.04% $1,000 and upYour amount 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Base APY. Earn interest on the entire balance.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 0.05% $50,000 – $250,000 0.08% $250,000 – $500,000 0.10% $500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account to open and build savings automatically. Limit 1 account per social security number. No monthly maintenance fee.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are not met, all balances earn 0.05% APY.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Gold Savings has the minimum of $10,000 to open and no interest earned for that day. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers.
Offer: Gold Savings has the minimum of $10,000 to open and no interest earned for that day. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers.
0.05% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Gold Savings Balance APY $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable Rate Account. The rate may change after the account is opened. Fees could reduce earnings. Fees charged on balances below $500.
0.05% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.05% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credit and compound annually. Rates subject to change after account opening.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents ownership of the credit union and makes member eligible for all products and services. Dividends credited and compounded monthly. Can be used for overdraft protection. Free online banking, eStatements, and mobile deposit.
Offer: Dividends paid monthly on balance of $100 or greater. No monthly service fee.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account. Automatic transfers from checking rewards into Kasasa Saver. Requires eStatements and a deposit to open account.
Offer: Applies if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - North Iowa Community Credit UnionMembership Savings AccountSavings · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open to residents or workers in Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright County, IA, or eligible family members. Initial $25 deposit ($5 for members under 16) is required to open and must remain in the account to maintain membership.
Offer: Rates subject to change after opening without prior notice. Minimum $25 to open ($5 for members under 16).
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch