Bank · FDIC insured
Denver Savings Bank Savings Rates
Denver Savings Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Denver Savings Bank’s savings rates compare
Compared with banks and credit unions near Waterloo, IA, where Denver Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Denver Savings Bank
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
DSB Savings Account
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Collins Community Credit Union
3.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
Denver Savings Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Denver Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Gold Money Market
0.00%APY
Variable Rate Account. The rate may change after the account is opened. Fees could reduce earnings. Fees charged on balances below $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $24,999 | 0.00% | $0 |
| $25,000 – $99,999 | 0.15% | — |
| $100,000 – $249,999 | 0.40% | — |
| $250,000 – $499,999 | 0.50% | — |
| $500,000 – $999,999 | 0.60% | — |
| $1,000,000 and up | 0.70% | — |
Sources (1)
- bankdsb.com/services/rates · captured Oct 16, 2026
Money Market
0.05%APY
Variable Rate Account. The rate may change after the account is opened. Fees could reduce earnings. Fees charged on balances below $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.05% | — |
| $5,000 – $24,999 | 0.05% | $5 |
| $25,000 – $49,999 | 0.05% | — |
| $50,000 – $99,999 | 0.15% | — |
| $100,000 – $249,999 | 0.30% | — |
| $250,000 and up | 0.50% | — |
Sources (1)
- bankdsb.com/services/rates · captured Oct 16, 2026
DSB Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99,999 | 0.05% | $5 |
| $100,000 – $249,999 | 0.05% | — |
| $250,000 and up | 0.05% | — |
Special-purpose accounts
Monster Saver Club
0.05%APY
Open to children 13 years old or younger.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999Requires $1.00 minimum balance to obtain disclosed APY; open to children 13 years old or younger. | 0.05% | $5 | Requires $1.00 minimum balance to obtain disclosed APY; open to children 13 years old or younger. |
| $100,000 – $249,999Open to children 13 years old or younger. | 0.05% | — | Open to children 13 years old or younger. |
| $250,000 and upOpen to children 13 years old or younger. | 0.05% | — | Open to children 13 years old or younger. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.