Bank · FDIC insured
Denver Savings Bank
A $250.6M bank headquartered in Denver, IA, with 2 branches in Iowa. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings620.40%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Denver Savings Bank
Denver Savings Bank is an independent community bank headquartered in Denver, Iowa, and wholly owned by PSB Corporation.
Acquired by PSB Corporation in 1999, the bank operates locations in Denver and Waverly, Iowa.
- Headquarters
- 121 S State St, Denver, IA 50622
- FDIC certificate
- 12857 ↗
Branches
2 branches in Iowa
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Iowa
2 branches
- Denver Savings BankMain office121 S State St, Denver, IA 50622Directions
- Waverly Branch1810 4th Street Sw, Waverly, IA 50677Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.84% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.05% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.83% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio10.84%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.83%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Denver Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.