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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 76–90 results in California

  1. Top Carrot, Carrot Score 89
    Los Angeles Police Federal Credit UnionPreferred Money Market AccountPreferred Money Market Account · $10,000 min · 2.60%–2.90% by balance

    Credit union · 4 branches

    2.60%APY$260 a year on $10,000
  2. Caltech Employees Federal Credit UnionShare Savings AccountSavings · $5 min · 2.55%–2.80% by balance

    Credit union · 4 branches

    2.55%APY$255 a year on $10,000
  3. Patelco Credit UnionMoney Market PlusMoney Market Plus · $1 min · 2.50%–3.25% by balance

    Credit union · 35 branches

    2.50%APY$250 a year on $10,000with conditions
  4. Top Carrot, Carrot Score 93
    Sun Pacific Federal Credit UnionSun Fund Money MarketSun Fund Money Market · $5,000 min · 1.80%–3.51% by balance

    Credit union · 1 branch

    2.50%APY$250 a year on $10,000
  5. Top Carrot, Carrot Score 87
    CEFCUInsured Money Market Account (IMMA)Insured Money Market Account (IMMA) · $2,500 min · 2.40%–2.70% by balance

    Credit union · 7 branches

    2.40%APY$240 a year on $10,000
  6. Valley Strong Credit UnionRelationship Money MarketRelationship Money Market · $2,500 min

    Credit union · 28 branches

    2.40%APY$240 a year on $10,000with conditions
  7. Southland Credit UnionHigh Yield SavingsSavings · $10,000 min

    Credit union · 10 branches

    2.30%APY$230 a year on $10,000intro rate
  8. Top Carrot, Carrot Score 99
    F&A Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.28%–2.79% by balance

    Credit union · 2 branches

    2.28%APY$228 a year on $10,000
  9. AdelFi Christian BankingHarvest SavingsSavings · $100 min · 0.10%–5.00% by balance

    Credit union · 1 branch

    2.25%APY$225 a year on $10,000
  10. 1st United Credit UnionHigh Yield Savings AccountSavings · $2,000 min · 0.30%–3.40% by balance

    Credit union · 8 branches

    2.20%APY$220 a year on $10,000with conditions
  11. Hanmi BankSimple SavingsSavings · $100 min · 2.20%–2.70% by balance

    Bank · 21 branches

    2.20%APY$220 a year on $10,000
  12. Top Carrot, Carrot Score 99
    Skyla Credit UnionExtended Insurance AccountExtended Insurance Account · $10,000 min

    Credit union · 1 branch

    2.15%APY$215 a year on $10,000
  13. Top Carrot, Carrot Score 87
    Mission Fed Credit UnionSpecial Rate SavingsSavings · $1,000 min

    Credit union · 34 branches

    2.15%APY$215 a year on $10,000
  14. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionMoney MarketMoney Market

    Credit union · 21 branches

    2.12%APY$212 a year on $10,000
  15. Top Carrot, Carrot Score 91
    Center City Community Credit UnionHigh Yield ShareSavings · $5,000 min · 2.05%–2.45% by balance

    Credit union · 1 branch

    2.05%APY$205 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in California

790 accounts at 288 banks and credit unions · checked Oct 16–22

Typical
0.20%
Top 10% from
2.41%
Banks, typical
0.15%
Credit unions, typical
0.20%

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California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate