Credit union · NCUA insured
Valley Strong Credit Union
A $4.1B credit union, the 125th largest of 4,329, headquartered in Bakersfield, CA, with 357,321 members and 28 branches in California. Best rates: CDs 3.75% and savings 2.05% APY.
Valley Strong Credit Union Carrot Score
77
Carrot Score
Higher than 45% of U.S. banks and credit unions
#10 of 21 in Bakersfield, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Valley Strong Credit Union
- Headquarters
- 11500 Bolthouse Dr, Bakersfield, CA 93311-8822
- NCUA charter
- 68712
Branches
28 branches in California
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California
28 branches
Bakersfield area · 16
- Artisan Square Branch1341 Allen Rd, Bakersfield, CA 93314Directions
- Buena Vista3300 Buena Vista Rd, Ste J, Bakersfield, CA 93311Directions
- C-Tech Branch7301 Old River Rd, Bakersfield, CA 93311Directions
- Downtown Branch2424 Chester Ave, Bakersfield, CA 93301Directions
- Frontier High School6401 Allen Rd, Bakersfield, CA 93314Directions
- Ming Ave Branch4530 Ming Ave, Bakersfield, CA 93309Directions
- Mt Vernon3901 Mount Vernon Ave, Bakersfield, CA 93306Directions
- Panama Branch5001 Panama Ln, Bakersfield, CA 93313Directions
- ROC Branch501 S Mount Vernon Ave, Bakersfield, CA 93307Directions
- Ridgeview High School8501 Stine Rd, Bakersfield, CA 93313Directions
- River Run Branch6101 Coffee Rd, Bakersfield, CA 93308Directions
- Stockdale High School2800 Buena Vista Rd, Bakersfield, CA 93311Directions
- Stockdale River Ranch16227 Stockdale Hwy, Bakersfield, CA 93314Directions
- West High School1200 New Stine Rd, Bakersfield, CA 93309Directions
- Delano1828 Cecil Ave Ste A, Delano, CA 93215Directions
- Tehachapi Branch1002 W Tehachapi Blvd, Tehachapi, CA 93561Directions
Stockton area · 5
- Lodi Branch200 S School St, Lodi, CA 95240Directions
- Manteca Branch206 E Yosemite Ave, Manteca, CA 95336Directions
- Airport Branch2405 S Airport Way, Stockton, CA 95206Directions
- Main Office - Stockton18 S Center St, Stockton, CA 95202Directions
- Pershing Branch4603 N Pershing Ave, Stockton, CA 95207Directions
Visalia area · 3
- Dinuba1245 W El Monte Way, Dinuba, CA 93618Directions
- Tulare1989 E Prosperity Ave, Tulare, CA 93274Directions
- Central Visalia Branch1501 S Mooney Blvd, Ste #102 - #103, Visalia, CA 93277Directions
Vallejo area · 2
- Fairfield Main Branch3660 Nelson Rd, Fairfield, CA 94533Directions
- Vacaville Branch90 Nut Tree Rd, Vacaville, CA 95688Directions
Hanford area · 2
- Hanford Branch216 W 8th St, Hanford, CA 93230Directions
- Sierra Pacific High School1259 13th Ave, Hanford, CA 93230Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.27% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.94% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.77% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalNet worth ratio9.27%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.94%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Valley Strong Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.