Credit union · NCUA insured
Valley Strong Credit Union Savings Rates
Valley Strong Credit Union’s best savings rate is 2.05% APY on $10,000, with its Promotional Money Market Account. Rates checked October 16, 2026.
How Valley Strong Credit Union’s savings rates compare
Compared with banks and credit unions near Bakersfield, CA, where Valley Strong Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Valley Strong Credit Union
3.25%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $325
Relationship Money Market
Top rate
Edwards Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $350
3rd-highest rate
Chevron Federal Credit Union
3.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $315
Valley Strong Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.05%
- $100,000 balance$100,0002.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Valley Strong Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Relationship Money Market
Up to 3.25%APY
Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. Variable rates; fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upPricing for San Joaquin and Solano County. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained.$2,500 and up | 3.25% | $325 | Pricing for San Joaquin and Solano County. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained. |
| $2,500 and upPricing for Kern, Kings, and Tulare Counties. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained.$2,500 and up | 2.40% | $240 | Pricing for Kern, Kings, and Tulare Counties. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained. |
Sources (1)
- valleystrong.com/schedule-fees · captured Sep 16, 2026
Premier Money Market Account
2.25%APY
Valley Strong Membership is required. Variable rate account. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upMinimum deposit of $100,000 required and must be maintained to earn the promotional APY. Valley Strong Membership required.$100,000 and up | 2.25% | — | Minimum deposit of $100,000 required and must be maintained to earn the promotional APY. Valley Strong Membership required. |
Sources (2)
All captured Sep 16, 2026
Promotional Money Market Account
2.05%APY
Valley Strong Membership is required. Variable rate account. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum deposit of $2,500 required and must be maintained to earn the promotional APY. Valley Strong Membership required.$2,500 and up | 2.05% | $205 | Minimum deposit of $2,500 required and must be maintained to earn the promotional APY. Valley Strong Membership required. |
Sources (2)
All captured Sep 16, 2026
Money Market Account
0.25%APY
Valley Strong Membership is required. Rates are variable and may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.15% | — |
| $10,000 – $50,000 | 0.25% | $25 |
| $50,000 – $100,000 | 0.35% | — |
| $100,000 – $250,000 | 0.40% | — |
| $250,000 – $500,000 | 0.55% | — |
| $500,000 and up | 0.80% | — |
Sources (2)
All captured Sep 16, 2026
Regular Shares
0.05%APY
Must establish and maintain Valley Strong Membership. A minimum balance of $5 is required to open and keep the account active. Rates are variable and may change after the account is opened. Dividends are compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upA minimum balance of $5 is required to open this account and must be maintained to keep the account active. No monthly service fees.$5 and up | 0.05% | $5 | A minimum balance of $5 is required to open this account and must be maintained to keep the account active. No monthly service fees. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Club Account
0.25%APY
IRA savings club account. Rates for savings accounts are variable and may change after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum opening deposit of $100 and minimum balance of $100 to earn APY.$100 and up | 0.25% | $25 | Minimum opening deposit of $100 and minimum balance of $100 to earn APY. |
Sources (1)
- valleystrong.com/regular-club · captured Oct 6, 2026
Regular Club
0.25%APY
Add-on savings account; a Regular Shares Account is required to open. A minimum balance of $5 is required to open and must be maintained to keep the account active. Rates are variable and may change after the account is opened. Dividends are compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum opening deposit of $5 and minimum balance of $5 to open and keep active. No monthly service fees.$5 and up | 0.25% | $25 | Minimum opening deposit of $5 and minimum balance of $5 to open and keep active. No monthly service fees. |
Sources (3)
All captured Oct 6, 2026
Who can join Valley Strong Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.