Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 691–705 results in California
- 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Jun 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account is required to establish ILWU Credit Union membership. Dividends accrue daily and are paid quarterly. Minimum balance of $250 required to earn dividends.
Offer: Minimum balance of $250.00 required to earn dividends.
No monthly fee · Effective May 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership. Plus a one-time $5 membership fee.
Offer: Minimum balance shown ($150) earns APY.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate share account using simple interest on a daily basis with monthly dividends. A $10 quarterly inactivity fee applies if balance falls below $500 with no other active loan/share accounts and no account activity other than dividend postings in the past year. Account will be closed if balance reaches $0. Subject to 6 transfers/withdrawals limit per month.
Offer: Minimum balance to earn APY is $100. Minimum balance to open is $10.00.
0.05% interest rate · Effective Sep 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open to sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California. To avoid a $5.00 monthly maintenance fee, maintain an average daily balance of at least $250.00 during each calendar month, maintain two or more accounts under the same member number with LAPFCU, or be under 24 years old.
Offer: Minimum opening deposit requirement and balance is $5.00. Monthly maintenance fee of $5.00 is waived if average daily balance is at least $250.00, or member maintains two or more accounts, or member is under age 24.
$5 monthly fee · Effective Apr 17, 2024
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More details - 0.05%APY$5 a year on $10,000
Effective Apr 5, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Provides membership to the credit union. One-time $5 membership fee.
Offer: $500 balance is required to earn dividends.
No monthly fee · Effective Apr 5, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Opening this account establishes membership in CoastHills Credit Union. All new members pay a $5 minimum deposit plus a $5 membership fee at origination (deposited into CoastHills Community Foundation general fund).
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirement and no monthly fees.
0.05% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary savings account establishing membership (one share, one vote). Provides overdraft protection to share draft accounts. Earns dividends on balances of $500 or more.
Effective Jan 2, 2025
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility requires living, working, attending school, or attending church in Santa Ana, CA. Variable rate accounts, subject to change daily.
Offer: Variable rate account, subject to change daily. No monthly service charge and no minimum balance required.
0.05% interest rate · No monthly fee · Effective Feb 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work, or worship in Stanislaus or Merced county within California, or through an eligible employer group.
0.05% interest rate · Effective Mar 9, 2026
Rate by balance
Rate by balance for Savings Balance APY $100 – $10,000Your amount 0.05% $10,001 – $25,000 0.10% $25,001 – $50,000 0.15% $50,001 – $100,000 0.20% $100,001 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $1,500 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
Offer: Interest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance.
0.05% interest rate · Compounded daily · $15 monthly fee
Rate by balance
Rate by balance for Value Savings Balance APY $1,500 and upYour amount 0.05% $50,000 and up 0.10% Rate checked
More details - Metropolitan BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.50% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered market rate of interest compounded daily, paid monthly. Limited check-writing convenience. Maximum 6 preauthorized withdrawals, online transfers, automatic or telephone transfers, checks, drafts, debit card and similar transactions per month. $10.00 service charge for each item in excess of 6 per month. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
Offer: Interest compounded daily, paid monthly. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
0.05% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.50% $50,000 and up 0.50% $100,000 and up 0.50% $150,000 and up 0.50% $250,000 and up 0.50% $350,000 and up 0.50% $500,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member has a Share 1 with a $5 minimum balance.
Offer: Dividend Rate Declared Last Month: 0.05%. $5 minimum balance.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches